Capital One VentureOne Rewards Credit Card Review

All benefits

• Miles
  • 5x On hotels and rental cars booked through Capital One Travel.
  • 1.25x On all purchases.
• Travel
  • No Foreign Transaction Fees:
  • You won’t pay a transaction fee when making a purchase outside of the United States.
  • Auto Rental Collision Damage Waiver:
  • Rent an eligible vehicle with your credit card and you can be covered for damage due to collision or theft.
  • Travel Accident Insurance:
  • Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
  • Transfer Your Miles:
  • With our Venture and VentureOne miles rewards cards, transfer your rewards miles to one of our 10+ travel loyalty programs for more flexibility.

Rate and fee information

• Purchase Intro APR
  • 0% Introductory APR for the first 15 months that your account is open
• Purchase APR
  • 19.99% - 29.99% Variable
• Intro Balance Transfer APR
  • 0% Introductory APR for the first 15 months that your account is open
• Balance Transfers APR
  • 19.99% - 29.99% Variable
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month. You will be charged interest on cash advances and transfers on the transaction date.

Fees

Pros & Cons

Features

• 0% Intro APR
• Low interest
• No Annual Fee
• No foreign transaction fees
• Payment Flexibility
• Fraud Protection
• Rewards
• Purchase Protection
• Extended Warranty Protection
• Travel
• Airline
• Auto Rental Insurance
• Good Credit
• Excellent Credit