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Air France KLM World Elite Mastercard® from Bank of America Review

Air France KLM World Elite Mastercard® from Bank of America — all information about the credit card.

Updated March 07, 2025
Advertiser Disclosure Our Methodology
Bank of America Air France KLM World Elite Mastercard®
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Our Rating:
3.19 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Miles per $1 spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines purchases.
    • 1.5x Miles per $1 on all other purchases.
  • Intro Offer:
    • 70,000x Bonus miles after making $3,000 in purchases within 90 days.
  • Annual Fee:
    $89 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    20.24% - 28.24% Variable
  • Balance Transfer APR:
    20.24% - 28.24% Variable
Show more

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Bank of America Air France KLM World Elite Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Air France
$
1.5X
All other purchases
$
Have you already recieved the Bank of America intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Miles
    • 5,000x Miles anniversary bonus after spending $50 in purchases within anniversary year.
    • 3x Per $1 spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines purchases.
    • 1.5x Per $1 on all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 20.24% - 28.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 20.24% - 28.24% Variable
  • APR for Cash Advances
    • 23.24% - 29.24% Variable (for Direct Deposit and Check Cash Advances)
      29.24% Variable (for Bank Cash Advances)
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $89 annually
  • Fees for Balance Transfer
    • Either $10 or 3% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 3% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • Up to 29.99%
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
Cons:
  • Annual Fee
  • No Intro APR period

Features

Classic
Mastercard
Contactless
  • No foreign transaction fees
  • Payment Flexibility
  • Rewards
  • Travel
  • Airline
  • Good Credit
  • Excellent Credit

About the issuer

Bank of America
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Bank of America Air France KLM World Elite Mastercard® is an option for those, who need Classic features. With an APR of 20.24% - 28.24% and $89 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Bank of America Air France KLM World Elite Mastercard® you will get such features as No foreign transaction fees, Payment Flexibility, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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