University of Virginia from Bank of America Review

All benefits

• Cash back
  • 3% In the category of your choice (on the first $2,500 each quarter).
  • 2% At grocery stores and wholesale clubs (on the first $2,500 each quarter).
  • 1% On all other purchases.

Rate and fee information

• Purchase Intro APR
  • 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account
• Purchase APR
  • 18.24% - 28.24% Variable
• Intro Balance Transfer APR
  • 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account
• Balance Transfers APR
  • 18.24% - 28.24% Variable
• APR for Cash Advances
  • 21.24% - 29.24% Variable (for Direct Deposit and Check Cash Advances)
    29.24% Variable (for Bank Cash Advances)
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay your entire balance by the due date each month. You will be charged interest on Cash Advances and Balance Transfers on the transaction date.

Fees

Pros & Cons

Features

• 0% Intro APR
• No Annual Fee
• Cashback
• Payment Flexibility
• Rewards
• Student
• Good Credit
• Excellent Credit