USES

Business Advantage Travel Rewards World MastercardĀ® from Bank of America Review

Business Advantage Travel Rewards World MastercardĀ® from Bank of America ā€” all information about the credit card.

Updated November 01, 2023
Advertiser Disclosure Our Methodology
Bank of America Business Advantage Travel Rewards World MastercardĀ®
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Our Rating:
4.77 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 3x Points per every dollar spent when you book your travel (car, hotel, airline) through the Bank of AmericaĀ® Travel Center.
    • 1.5x Points for every $1 you spend on all purchases.
  • Intro Offer:
    • 30,000x Bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 9 billing cycles following the opening of your account
  • Regular APR:
    18.49% - 28.49% Variable
  • Balance Transfer APR:
    18.49% - 28.49% Variable
Show more

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Bank of America Business Advantage Travel Rewards World MastercardĀ® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Travel
$
1.5X
All other purchases
$
Have you already recieved the Bank of America intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 3x Per every dollar spent when you book your travel (car, hotel, airline) through the Bank of AmericaĀ® Travel Center.
    • 1.5x On all purchases.
  • Travel
    • Travel and Emergency Services:
    • Travel services your business needs including $1 million in travel accident insurance, lost luggage reimbursement, trip cancellation coverage, and trip delay reimbursement.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 9 billing cycles following the opening of your account
  • Purchase APR
    • 18.49% - 28.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 18.49% - 28.49% Variable
  • APR for Cash Advances
    • 29.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days from your statement Closing Date. If you pay your entire balance in full by the due date each month, you will not be charged Finance Charges on Purchases.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 4% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • None
  • Late Payment
    • $19 if balance less than or equal to $100; $29 if $100.01 - $1,000; $39 if $1,000.01 - $5,000; $49 if greater than $5,000
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period on purchases
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period on balance transfers

Features

Classic
Mastercard
Contactless
  • 0% Intro APR
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Bonus points
  • Travel
  • Airline
  • Lost Luggage Reimbursement
  • Trip Cancellation
  • 24/7 Travel Assistant
  • Excellent Credit

About the issuer

Bank of America
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Bank of America Business Advantage Travel Rewards World MastercardĀ® is an option for those, who need Classic features. With an APR of 18.49% - 28.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Bank of America Business Advantage Travel Rewards World MastercardĀ® you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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