Sandals® Visa Signature® from Bank of America Review
Sandals® Visa Signature® from Bank of America — all information about the credit card.
Updated March 11, 2025
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 3x Points on Sandals and Beaches purchases.
- 1x Point for each dollar spent on all other purchases.
- Intro Offer:
- 30,000x Apply online today and use your card to make at least $1,000 in purchases within the first 90 days of account opening to receive your bonus points.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 7 Statement Closing Dates following the opening of your account
- Regular APR:18.24% - 28.24% Variable
- Balance Transfer APR:18.24% - 28.24% Variable
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Bank of America Sandals® Visa Signature® Rewards Calculator
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All benefits
- Points
- 3x On Sandals and Beaches purchases.
- 1x On all other purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 7 Statement Closing Dates following the opening of your account
- Purchase APR
- 18.24% - 28.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 18.24% - 28.24% Variable
- APR for Cash Advances
- 21.24% - 29.24% Variable (for Direct Deposit and Check Cash Advances)
29.24% Variable (for Bank Cash Advances)
- 21.24% - 29.24% Variable (for Direct Deposit and Check Cash Advances)
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 3% of the amount of each transaction, whichever is greater
- Fees for Cash Advances
- Either $10 or 3% of the amount of each transaction, whichever is greater
- Penalty Fees
- 29.99%
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
- Intro APR period on purchases
Cons:
- No Intro APR period on balance transfers
Features
- 0% Intro APR
- No Annual Fee
- No foreign transaction fees
- Payment Flexibility
- Rewards
- Bonus points
- Good Credit
- Excellent Credit
About the issuer
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
Apply now
On the First Access Visa® Card secure website
Total Visa® Card
Recommended credit score
Rebuilding Credit to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Cash Back on all purchases.
- NonePurchase Intro APR
Apply now
On the Total Visa® Card secure website
Unsecured
Milestone® Mastercard®
Recommended credit score
Poor to Good (300-739)
- $175Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Bank of America Sandals® Visa Signature® is an option for those, who need Classic features. With an APR of 18.24% - 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Bank of America Sandals® Visa Signature® you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.