USES

Sandals® Visa Signature® from Bank of America Review

Sandals® Visa Signature® from Bank of America — all information about the credit card.

Updated October 24, 2023
Advertiser Disclosure Our Methodology
Bank of America Sandals® Visa Signature®
Learn more
Our Rating:
4.73 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points on Sandals and Beaches purchases.
    • 1x Point for each dollar spent on all other purchases.
  • Intro Offer:
    • 20,000x Apply online today and use your card to make at least $1,000 in purchases within the first 90 days of account opening to receive your bonus points.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 7 Statement Closing Dates following the opening of your account
  • Regular APR:
    18.24% - 28.24% Variable
  • Balance Transfer APR:
    18.24% - 28.24% Variable
Show more

We recommend more cards

Venture X Rewards Capital One
Capital One Venture X Rewards Credit Card
$395
Annual Fee
19.99% - 29.99%
Regular APR
10,000x
10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
Learn more
on our partner’s site
Venture Rewards Capital One
Capital One Venture Rewards Credit Card
$95
Annual Fee
19.99% - 29.99%
Regular APR
5x
Miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Learn more
on our partner’s site
Capital One Walmart Rewards®
Capital One Walmart Rewards® Mastercard®
None
Annual Fee
19.48% - 29.99%
Regular APR
5%
Cash Back at Walmart.com, including pickup and delivery.
Learn more
on our partner’s site
Learn more

Bank of America Sandals® Visa Signature® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Sandals
$
1X
All other purchases
$
Have you already recieved the Bank of America intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 3x On Sandals and Beaches purchases.
    • 1x On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 7 Statement Closing Dates following the opening of your account
  • Purchase APR
    • 18.24% - 28.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 18.24% - 28.24% Variable
  • APR for Cash Advances
    • 21.24% - 29.24% Variable (for Direct Deposit and Check Cash Advances)
      29.24% Variable (for Bank Cash Advances)
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 3% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 3% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • 29.99%
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
  • Intro APR period on purchases
Cons:
  • No Intro APR period on balance transfers

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Rewards
  • Bonus points
  • Good Credit
  • Excellent Credit

About the issuer

Bank of America
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Cash Back, No Annual Fee, Daily use
Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
4.49 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site
Fair credit
QuicksilverOne Capital One
Capital One QuicksilverOne Cash Rewards Credit Card
3.6 out of 5
Recommended credit score
score
Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Capital One® Quicksilver Secured Cash Rewards
Capital One Quicksilver Secured Cash Rewards Credit Card
3.54 out of 5
Recommended credit score
score
No Credit History
  • None
    Annual Fee
  • 29.99%
    Regular APR
  • 5%
    Cash Back on hotel and rental car purchases through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

Bank of America Sandals® Visa Signature® is an option for those, who need Classic features. With an APR of 18.24% - 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Bank of America Sandals® Visa Signature® you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for International students
Quicksilver Student Cash Rewards Capital One
Capital One Quicksilver Student Cash Rewards Credit Card
3.43 out of 5
Recommended credit score
scorer
No Credit History
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 10%
    Cash Back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024.
  • None
    Purchase Intro APR
Learn more
on our partner’s site