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BankAmericard® for Students from Bank of America Review

BankAmericard® for Students from Bank of America — all information about the credit card.

Updated March 24, 2025
Advertiser Disclosure Our Methodology
Bank of America BankAmericard® for Students
Learn more
Our Rating:
3.8 out of 5
scorer
Recommended credit score
No Credit History to Fair (0-669)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 18 Statement Closing Dates following the opening of your account
  • Regular APR:
    15.24% - 25.24% Variable
  • Balance Transfer APR:
    15.24% - 25.24% Variable
Show more

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Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 18 Statement Closing Dates following the opening of your account
  • Purchase APR
    • 15.24% - 25.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 18 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account
  • Balance Transfers APR
    • 15.24% - 25.24% Variable
  • APR for Cash Advances
    • 18.24% - 28.24% Variable (for Direct Deposit and Check Cash Advances)
      28.24% Variable (for Bank Cash Advances)
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account
  • Fees for Cash Advances
    • 4% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction
  • Penalty Fees
    • None
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Mastercard
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Free Credit Score
  • Student
  • Poor Credit
  • Fair Credit

About the issuer

Bank of America
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Bank of America BankAmericard® for Students is an option for those, who need Classic features. With an APR of 15.24% - 25.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Fair (0-669) credit score. With Bank of America BankAmericard® for Students you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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