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Business Advantage Unlimited Cash Rewards Secured from Bank of America Review

Business Advantage Unlimited Cash Rewards Secured from Bank of America — all information about the credit card.

Updated March 20, 2025
Advertiser Disclosure Our Methodology
Bank of America Business Advantage Unlimited Cash Rewards Secured
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Our Rating:
3.64 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 1.5% Cash Back on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    27.49% Variable
  • Balance Transfer APR:
    27.49% Variable
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Bank of America Business Advantage Unlimited Cash Rewards Secured Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5%
All purchases
$
Calculate
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All benefits

  • Cash back
    • 1.5% On all purchases.
  • Travel
    • Travel and Emergency Services:
    • Travel benefits your business needs including $100,000 in travel accident insurance. Additional services include auto rental insurance, emergency ticket replacement, lost-luggage assistance and legal and medical referrals when you’re away from home.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 27.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 27.49% Variable
  • APR for Cash Advances
    • 28.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days from your statement Closing Date. If you pay your entire balance in full by the due date each month, you will not be charged Finance Charges on Purchases.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 4% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • None
  • Late Payment
    • $19 if balance less than or equal to $100; $29 if $100.01 - $1,000; $39 if $1,000.01 - $5,000; $49 if greater than $5,000
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • No welcome bonus
  • No Intro APR period
  • Foreign Transaction Fee
  • High APR

Features

Classic
Mastercard
Contactless
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Poor Credit

About the issuer

Bank of America
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Bank of America Business Advantage Unlimited Cash Rewards Secured is an option for those, who need Classic features. With an APR of 27.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Bank of America Business Advantage Unlimited Cash Rewards Secured you will get such features as No Annual Fee, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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