Royal Caribbean Visa Signature® from Bank of America Review

All benefits

• Points
  • 2x For every $1 spent on qualifying Royal Caribbean purchases.
  • 1x Per $1 on purchases everywhere else.
• Travel
  • 24/7 Concierge Service:
  • The Visa Signature Concierge Service is a service that provides Visa Signature cardholders with personalized information and referrals on a wide range of topics related to travel, dining, and entertainment. The Visa Signature Concierge Service is available 24 hours a day, 7 days a week.
  • Lost luggage protection:
  • You may be eligible to receive reimbursement if Your Checked Luggage or Carry-on Baggage and/or its contents are lost due to theft or misdirection by the Common Carrier.
  • Travel accident insurance:
  • Travel accident insurance protects you abroad from the financial consequences that can arise from accidents.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 18.24% - 28.24% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 18.24% - 28.24% Variable
• APR for Cash Advances
  • 21.24% - 29.24% Variable (for Direct Deposit and Check Cash Advances)
    29.24% Variable (for Bank Cash Advances)
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

Pros & Cons

Features

• No Annual Fee
• No foreign transaction fees
• Payment Flexibility
• Rewards
• Bonus points
• Travel
• Lost Luggage Reimbursement
• 24/7 Travel Assistant
• Good Credit