Unlimited Cash Rewards from Bank of America Review
Unlimited Cash Rewards from Bank of America ā all information about the credit card.
Updated June 04, 2024
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1.5% Cash Back on all purchases.
- Intro Offer:
- $200 Cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account
- Regular APR:19.24% - 29.24% Variable
- Balance Transfer APR:19.24% - 29.24% Variable
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Bank of America Unlimited Cash Rewards Rewards Calculator
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All benefits
- Cash back
- 1.5% On all purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account
- Purchase APR
- 19.24% - 29.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account
- Balance Transfers APR
- 19.24% - 29.24% Variable
- APR for Cash Advances
- 22.24% - 29.24% Variable (for Direct Deposit and Check Cash Advances)
29.24% Variable (for Bank Cash Advances)
- 22.24% - 29.24% Variable (for Direct Deposit and Check Cash Advances)
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 3% of the amount of each transaction, whichever is greater
- Fees for Cash Advances
- Either $10 or 3% of the amount of each transaction, whichever is greater
- Penalty Fees
- Up to 29.99%
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Penalty APR
- High APR
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Free Credit Score
- Good Credit
- Excellent Credit
About the issuer
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Cash Back, No Annual Fee, Daily use
Capital One Quicksilver Cash Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
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- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
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Capital One Quicksilver Secured Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 29.99%Regular APR
- 5%Cash Back on hotel and rental car purchases through Capital One Travel.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Bank of America Unlimited Cash Rewards is an option for those, who need Classic features. With an APR of 19.24% - 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Bank of America Unlimited Cash Rewards you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.