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Norwegian Cruise Line® World Mastercard® Credit Card Review

Norwegian Cruise Line® World Mastercard® from Bank of America — all information about the credit card.

Updated March 11, 2025
Advertiser Disclosure Our Methodology
Bank of America Norwegian Cruise Line® World Mastercard®
Learn more
Our Rating:
4.57 out of 5
scorer
Recommended credit score
Good (670-739)
  • Rewards Rate:
    • 3x Points per $1 spent on Norwegian Cruise Line purchases.
    • 2x Points per $1 spent on eligible Airline & Hotel purchases.
    • 1x Point per $1 spent on all other purchases.
  • Intro Offer:
    • 20,000x Bonus Points after making at least $1,000 in purchases in the first 90 days of account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    18.24% - 28.24% Variable
  • Balance Transfer APR:
    18.24% - 28.24% Variable
Show more

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Bank of America Norwegian Cruise Line® World Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2X
Flights
$
2X
Hotels
$
1X
All other purchases
$
Have you already recieved the Bank of America intro bonus?
How would you like to redeem points?
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All benefits

  • Points
    • 3x Per $1 spent on Norwegian Cruise Line purchases.
    • 2x Per $1 spent on eligible Airline & Hotel purchases.
    • 1x Per $1 spent on all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 18.24% - 28.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 18.24% - 28.24% Variable
  • APR for Cash Advances
    • 21.24% - 28.24% Variable (for Direct Deposit and Check Cash Advances)
      28.24% Variable (for Bank Cash Advances)
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 3% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 3% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • Up to 29.99%
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period

Features

Classic
Mastercard
Contactless
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Rewards
  • Bonus points
  • Travel
  • Airline
  • Good Credit

About the issuer

Bank of America
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Bank of America Norwegian Cruise Line® World Mastercard® is an option for those, who need Classic features. With an APR of 18.24% - 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Bank of America Norwegian Cruise Line® World Mastercard® you will get such features as No Annual Fee, No foreign transaction fees, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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