USES

BankAmericardĀ® Secured from Bank of America Review

BankAmericardĀ® Secured from Bank of America ā€” all information about the credit card.

Updated October 23, 2023
Advertiser Disclosure Our Methodology

Good Choose for Secured

BankAmericardĀ® Secured Bank of America
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Our Rating:
2.78 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    26.24% Variable
  • Balance Transfer APR:
    26.24% Variable
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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 26.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 26.24% Variable
  • APR for Cash Advances
    • 29.24% Variable (for Direct Deposit and Check Cash Advances)
      29.24% Variable (for Bank Cash Advances)
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 3% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 3% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • None
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • No Rewards
  • Foreign Transaction Fee
  • No Intro APR period

Features

Classic
Mastercard
Contactless
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Purchase Protection
  • Poor Credit

About the issuer

Bank of America
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Bank of America BankAmericardĀ® Secured is an option for those, who need Classic features. With an APR of 26.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Bank of America BankAmericardĀ® Secured you will get such features as No Annual Fee, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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