BankAmericard® Secured from Bank of America Review
BankAmericard® Secured from Bank of America — all information about the credit card.
Updated March 06, 2025
Good Choose for Secured
Learn more
Recommended credit score
No Credit History to Poor (0-579)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:25.24% Variable
- Balance Transfer APR:25.24% Variable
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Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 25.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 25.24% Variable
- APR for Cash Advances
- 28.24% Variable (for Direct Deposit and Check Cash Advances)
28.24% Variable (for Bank Cash Advances)
- 28.24% Variable (for Direct Deposit and Check Cash Advances)
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 3% of the amount of each transaction, whichever is greater
- Fees for Cash Advances
- Either $10 or 3% of the amount of each transaction, whichever is greater
- Penalty Fees
- None
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
Cons:
- No Rewards
- Foreign Transaction Fee
- No Intro APR period
Features
- No Annual Fee
- Payment Flexibility
- Fraud Protection
- Purchase Protection
- Poor Credit
About the issuer
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
Apply now
On the First Access Visa® Card secure website
Total Visa® Card
Recommended credit score
Rebuilding Credit to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Cash Back on all purchases.
- NonePurchase Intro APR
Apply now
On the Total Visa® Card secure website
Unsecured
Milestone® Mastercard®
Recommended credit score
Poor to Good (300-739)
- $175Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Bank of America BankAmericard® Secured is an option for those, who need Classic features. With an APR of 25.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Bank of America BankAmericard® Secured you will get such features as No Annual Fee, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Merrick Bank Secured Credit Card
Recommended credit score
No Credit History to Poor (0-579)
- $36Annual Fee
- 22.70%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Merrick Bank‘s site