USES

Celebrity Cruises® Visa Signature® from Bank of America Review

Celebrity Cruises® Visa Signature® from Bank of America — all information about the credit card.

Updated June 04, 2024
Advertiser Disclosure Our Methodology
Bank of America Celebrity Cruises® Visa Signature®
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Our Rating:
4.56 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Points per $1 spent on qualifying purchases with Celebrity Cruises.
    • 1x Point per $1 on all other purchases.
  • Intro Offer:
    • 30,000x Points after making at least $1,000 in purchases within the first 90 days of account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    18.24% - 28.24% Variable
  • Balance Transfer APR:
    18.24% - 28.24% Variable
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Bank of America Celebrity Cruises® Visa Signature® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2X
Celebrity Cruises
$
1X
All other purchases
$
Have you already recieved the Bank of America intro bonus?
Calculate
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All benefits

  • Points
    • 2x Per $1 spent on qualifying purchases with Celebrity Cruises.
    • 1x Per $1 on all other purchases.
  • Travel
    • 10% Discount on Premium Beverage Packages and on Private Journeys shore excursions and 50% off second guest at any specialty restaurant.
    • $300 Discount on a qualifying future cruise.
    • $50 Airfare Discount upon approval (students not eligible).

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 18.24% - 28.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 18.24% - 28.24% Variable
  • APR for Cash Advances
    • 21.24% - 29.24% Variable (for Direct Deposit and Check Cash Advances)
      29.24% Variable (for Bank Cash Advances)
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 3% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 3% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • Up to 29.99%
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period

Features

Classic
Visa
Contactless
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Rewards
  • Bonus points
  • Travel
  • Good Credit
  • Excellent Credit

About the issuer

Bank of America
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Bank of America Celebrity Cruises® Visa Signature® is an option for those, who need Classic features. With an APR of 18.24% - 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Bank of America Celebrity Cruises® Visa Signature® you will get such features as No Annual Fee, No foreign transaction fees, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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