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Unlimited Cash Rewards Secured from Bank of America Review

Unlimited Cash Rewards Secured from Bank of America ā€” all information about the credit card.

Updated October 23, 2023
Advertiser Disclosure Our Methodology
Bank of America Unlimited Cash Rewards Secured
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Our Rating:
3.61 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 1.5% Cash Back on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    28.24% Variable
  • Balance Transfer APR:
    28.24% Variable
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Bank of America Unlimited Cash Rewards Secured Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5%
All purchases
$
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All benefits

  • Cash back
    • 1.5% On all purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 28.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 28.24% Variable
  • APR for Cash Advances
    • 29.24% Variable (for Direct Deposit and Check Cash Advances)
      29.24% Variable (for Bank Cash Advances)
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 3% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 3% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • Up to 29.99%
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • High APR
  • Foreign Transaction Fee
  • No Intro APR period

Features

Classic
Visa
Contactless
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Free Credit Score
  • Purchase Protection
  • Poor Credit

About the issuer

Bank of America
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
score
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    Annual Fee
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    Regular APR
  • 1.5%
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  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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QuicksilverOne Capital One
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Recommended credit score
score
Fair to Good (580-739)
  • $39
    Annual Fee
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    Regular APR
  • 1.5%
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  • None
    Purchase Intro APR
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Capital OneĀ® Quicksilver Secured Cash Rewards
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Recommended credit score
score
No Credit History
  • None
    Annual Fee
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    Regular APR
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See Another Credit Cards in the Bank

Bank of America Unlimited Cash Rewards Secured is an option for those, who need Classic features. With an APR of 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Bank of America Unlimited Cash Rewards Secured you will get such features as No Annual Fee, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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