Amtrak Guest Rewards® World Mastercard® from Bank of America Review

All benefits

• Points
  • 3x On Amtrak travel, including onboard purchases.
  • 2x On other qualifying travel purchases.
  • 1x On all other purchases.
• Travel
  • Free companion passes:
  • You’ll receive one free companion pass. Depending on your travel destination, this could be worth several hundred dollars.
  • A one-pass class upgrade:
  • When your card renews, you’ll receive a one-pass class upgrade, plus a one-time pass for a complimentary visit to the station lounge.
  • 5% Amtrak Reward Travel Rebate:
  • Get a 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption travel.
  • 20% Amtrak Reward Travel Rebate:
  • Get a 20% rebate on your food and beverage purchases onboard when you use your Amtrak Guest Rewards® World Mastercard®.
  • No foreign transaction fees:
  • No matter where you're travelling, feel free to use your Amtrak Guest Rewards® World Mastercard® without incurring foreign transaction fees when making purchases outside of the United States.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 13.99% - 23.99% Variable.
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 13.99% - 23.99% Variable.
• APR for Cash Advances
  • 16.99% - 26.99% Variable APR for Direct Deposit and Check Cash Advances.
    28.99% Variable APR for Bank Cash Advances.
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

Pros & Cons

Features

• Low interest
• No foreign transaction fees
• Payment Flexibility
• Fraud Protection
• Rewards
• Bonus points
• Purchase Protection
• Travel
• Airline
• Good Credit
• Excellent Credit