Belk Rewards Mastercard® from Synchrony Bank Review
Belk Rewards Mastercard® from Synchrony Bank — all information about the credit card.
Updated November 30, 2023
Apply now
Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- 2x Points at gas stations and grocery stores.
- 1x Points on all other spending.
- Intro Offer:
- 1000x Bonus Belk Reward Points will be applied to your account (equaling $10 Belk Reward Dollars) and you will receive the $10 Belk Reward Dollars in the first billing statement when a purchase is made the day account is opened.
- 20% Earn 20% off most Belk merchandise (for your first purchase).
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:28.49%
- Balance Transfer APR:None
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Synchrony Bank Belk Rewards Mastercard® Rewards Calculator
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All benefits
- Points
- 2x At gas stations and grocery stores.
- 1x On all other spending.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 28.49%
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 29.99%
- How to Avoid Paying Interest
- Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
Cons:
- High APR
- Foreign Transaction Fee
Features
- No Annual Fee
- Rewards
- Bonus points
- Fair Credit
- Good Credit
About the issuer
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On First Electronic Bank‘s site
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
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On First Progress’s site
First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
Apply now
On First Progress’s site
See Another Credit Cards in the Bank
Synchrony Bank Belk Rewards Mastercard® is an option for those, who need Classic features. With an APR of 28.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Synchrony Bank Belk Rewards Mastercard® you will get such features as No Annual Fee, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
The Owner’s Rewards Card by M1
Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
Apply now
On Celtic Bank‘s site