USES

CITGO Rewards® from Synchrony Bank Review

CITGO Rewards® from Synchrony Bank — all information about the credit card.

Updated May 23, 2022
Advertiser Disclosure Our Methodology
Synchrony Bank CITGO Rewards®
Apply now
Our Rating:
2.06 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 4.38% Earn 5 cents on every gallon (after the first 3 months).
  • Intro Offer:
    • 8.77% Earn 10 cents on every gallon in fuel statement credits during the first 3 months of account opening. After that, earn 5 cents per gallon.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    29.99%
  • Balance Transfer APR:
    None
Show more

We recommend more cards

Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
SavorOne Rewards Capital One
Capital One SavorOne Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Apply now

Synchrony Bank CITGO Rewards® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
4.48%
CITGO pumps
$
Have you already recieved the Synchrony Bank intro bonus?
Calculate
Show less details

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.99%
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 29.99%
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Return Payment
    • $29
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • Balance transfers are not available
  • High APR
  • No Intro APR period

Features

Classic
  • No Annual Fee
  • No foreign transaction fees
  • Fraud Protection
  • Fair Credit
  • Good Credit

About the issuer

Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Travel, Daily use
Venture Rewards Capital One
Capital One Venture Rewards Credit Card
3.43 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Fair credit
QuicksilverOne Capital One
Capital One QuicksilverOne Cash Rewards Credit Card
3.6 out of 5
Recommended credit score
score
Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
International students
Quicksilver Student Cash Rewards Capital One
Capital One Quicksilver Student Cash Rewards Credit Card
3.43 out of 5
Recommended credit score
score
No Credit History
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on all purchases.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

Synchrony Bank CITGO Rewards® is an option for those, who need Classic features. With an APR of 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Synchrony Bank CITGO Rewards® you will get such features as No Annual Fee, No foreign transaction fees, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for International students
SavorOne Student Cash Rewards Capital One
Capital One SavorOne Student Cash Rewards Credit Card
3.87 out of 5
Recommended credit score
scorer
No Credit History
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 8%
    Cash Back on Capital One entertainment purchases.
  • None
    Purchase Intro APR
Learn more
on our partner’s site