USES

Crate and Barrel MastercardĀ® Credit Card Review

Crate and Barrel MastercardĀ® from Synchrony Bank ā€” all information about the credit card.

Updated November 30, 2023
Advertiser Disclosure Our Methodology
Synchrony Bank Crate and Barrel MastercardĀ®
Apply now
Our Rating:
3.03 out of 5
scorer
Recommended credit score
Good (670-739)
  • Rewards Rate:
    • 10% In rewards dollars on all Crate & Barrel and CB2 purchases purchases or receive 6 months special financing on purchases of $749 or more.
    • 2% Back in reward dollars on grocery store purchases.
    • 1% Back in reward dollars on every other purchase anywhere MastercardĀ® is accepted.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    32.24% Variable
  • Balance Transfer APR:
    None
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Synchrony Bank Crate and Barrel MastercardĀ® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
10%
Crate & Barrel and CB2 purchases
$
2%
Groceries
$
1%
All other purchases
$
Calculate
Show less details

All benefits

  • Cash back
    • 10% On all Crate & Barrel and CB2 purchases or receive 6 months special financing on purchases of $749 or more.
    • 2% On grocery store purchases.
    • 1% On every other purchase anywhere MastercardĀ® is accepted.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 32.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 29.99%
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • $30
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • High APR
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • No Annual Fee
  • Cashback
  • Rewards
  • Good Credit

About the issuer

Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Synchrony Bank Crate and Barrel MastercardĀ® is an option for those, who need Classic features. With an APR of 32.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Synchrony Bank Crate and Barrel MastercardĀ® you will get such features as No Annual Fee, Cashback, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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