PayPal Extras Mastercard® from Synchrony Bank Review
PayPal Extras Mastercard® from Synchrony Bank — all information about the credit card.
Updated June 20, 2022
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Recommended credit score
Fair to Excellent (580-799)
- Rewards Rate:
- 3x Points at gas stations and restaurants.
- 2x Points on purchases made through PayPal and eBay.
- 1x Point on all purchases wherever Mastercard is accepted.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:19.99% - 26.99% Variable
- Balance Transfer APR:None
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Synchrony Bank PayPal Extras Mastercard® Rewards Calculator
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All benefits
- Points
- 3x At gas stations and restaurants.
- 2x On purchases made through PayPal and eBay.
- 1x On all purchases wherever Mastercard is accepted.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 19.99% - 26.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 26.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Return Payment
- $29
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
Cons:
- High APR
- No Intro APR period
- Balance transfers are not available
- Foreign Transaction Fee
Features
- No Annual Fee
- Payment Flexibility
- Rewards
- Bonus points
- Purchase Protection
- Fair Credit
- Good Credit
- Excellent Credit
About the issuer
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Destiny® Mastercard®
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Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On First Electronic Bank‘s site
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Milestone® Mastercard®
Recommended credit score
Poor to Good (300-739)
- $175Annual Fee
- 35.9%Regular APR
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- NonePurchase Intro APR
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Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Synchrony Bank PayPal Extras Mastercard® is an option for those, who need Classic features. With an APR of 19.99% - 26.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Synchrony Bank PayPal Extras Mastercard® you will get such features as No Annual Fee, Payment Flexibility, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
Apply now
On the First Access Visa® Card secure website