JCPenney from Synchrony Bank Review
JCPenney from Synchrony Bank ā all information about the credit card.
Updated October 28, 2022
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Recommended credit score
Fair to Excellent (580-799)
- Rewards Rate:
- 35% Off today on select apparel, shoes, accessories, fine jewelry, watches, salon products, home and select JCPenney Beauty products.
- 1x Point for every $1 of qualifying purchases, up to a maximum of 2,000 points in a single purchase transaction.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:25.99% Variable
- Balance Transfer APR:None
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Synchrony Bank JCPenney Rewards Calculator
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All benefits
- Points
- 1x For every $1 of qualifying purchases, up to a maximum of 2,000 points in a single purchase transaction.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 25.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- None
- How to Avoid Paying Interest
- Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Balance transfers and cash advances are not available
- High APR
Features
- No Annual Fee
- Payment Flexibility
- Fair Credit
- Good Credit
- Excellent Credit
About the issuer
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Good to Excellent (670-799)
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Synchrony Bank JCPenney is an option for those, who need Classic features. With an APR of 25.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Synchrony Bank JCPenney you will get such features as No Annual Fee, Payment Flexibility, Fair Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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