eBay Mastercard® from Synchrony Bank Review
eBay Mastercard® from Synchrony Bank — all information about the credit card.
Updated November 30, 2023
Apply now
Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- 5x Points for the rest of the year after you spend $1,000 on eBay in a calendar year.
- 3x Points per $1 spent up to $1,000 on eBay in a calendar year.
- 2x Points per $1 spent on gas, restaurant, and groceries.
- 1x Points per $1 spent on all other Mastercard® purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:25.24% - 32.24% Variable
- Balance Transfer APR:None
Show more
We recommend more cards
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
Synchrony Bank eBay Mastercard® Rewards Calculator
Show less details
All benefits
- Points
- 5x Per dollar spent at eBay.
- 3x Per $1 spent up to $1,000 on eBay in a calendar year.
- 2x Per $1 spent on gas, restaurant, and groceries.
- 1x Per $1 spent on all other Mastercard® purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 25.24% - 32.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 29.99%
- How to Avoid Paying Interest
- Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Return Payment
- $30
- Late Payment
- Up to $41
Pros & Cons
Pros:
- No Annual Fee
- Generous rewards
Cons:
- Foreign Transaction Fee
- No introductory period
Features
- No Annual Fee
- Fraud Protection
- Rewards
- Bonus points
- Fair Credit
- Good Credit
About the issuer
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
Apply now
On Upgrade‘s website
Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 1.5%Cash Back on every purchase.
- NonePurchase Intro APR
Learn more
on our partner’s site
Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.90%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On First Electronic Bank‘s site
See Another Credit Cards in the Bank
Synchrony Bank eBay Mastercard® is an option for those, who need Classic features. With an APR of 25.24% - 32.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Synchrony Bank eBay Mastercard® you will get such features as No Annual Fee, Fraud Protection, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Capital One Quicksilver Secured Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 29.99%Regular APR
- 5%Cash Back on hotel and rental car purchases through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site