Harbor Freight from Synchrony Bank Review

Harbor Freight from Synchrony Bank ā€” all information about the credit card.

Synchrony Bank Harbor Freight
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Our Rating:
3.24 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 5x Points for each $1 spent at Harbor Freight.
  • Intro Offer:
    • 10% Off your entire first purchase when you open an account and use your card.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Intro APR for 6 - 36 months
  • Regular APR:
    29.99% Variable
  • Balance Transfer APR:
    None
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Synchrony Bank Harbor Freight Rewards Calculator

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Harbor Freight
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All benefits

  • Points
    • 5x At Harbor Freight.

Rate and fee information

  • Purchase Intro APR
    • 0% Intro APR for 6 - 36 months
  • Purchase APR
    • 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None

Fees

  • Annual Fee
    • $0
  • Late Payment
    • $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • High APR
  • Balance transfers and cash advances are not available

Features

Classic
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
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Recommended credit score
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  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
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  • 0% Introductory APR for the first 15 months that your account is open
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Recommended credit score
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Excellent (740-799)
  • None
    Annual Fee
  • 18.49% - 24.49%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None
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Synchrony Bank Harbor Freight is an option for those, who need Classic features. With an APR of 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Synchrony Bank Harbor Freight you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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