Old Navy Visa® from Synchrony Bank Review
Old Navy Visa® from Synchrony Bank — all information about the credit card.
Updated January 17, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 5x Points on Gap Inc. purchases.
- $5 Reward for every 500 points earned.
- 1x Point for every $1 spent outside Gap Inc. brands.
- Intro Offer:
- 30% Get 30% off on your first Old Navy purchase.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:25.99% Variable
- Balance Transfer APR:None
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Synchrony Bank Old Navy Visa® Rewards Calculator
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All benefits
- Points
- 5x On Gap Inc. purchases.
- $5 Reward for every 500 points earned.
- 1x For every $1 spent outside Gap Inc. brands.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 25.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 26.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 23 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No annual fee
Cons:
- Limited redemption options
- High APR
- Foreign Transaction Fee
Features
- No Annual Fee
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Good Credit
- Excellent Credit
About the issuer
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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On the First Access Visa® Card secure website
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
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On First Progress’s site
See Another Credit Cards in the Bank
Synchrony Bank Old Navy Visa® is an option for those, who need Classic features. With an APR of 25.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Synchrony Bank Old Navy Visa® you will get such features as No Annual Fee, Fraud Protection, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On First Electronic Bank‘s site