OneTravel Visa® from Synchrony Bank Review

OneTravel Visa® from Synchrony Bank — all information about the credit card.

Synchrony Bank OneTravel Visa®
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Our Rating:
3.11 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 6x Points for every dollar spent on OneTravel.com.
    • 4x Points for every dollar spent on dining when you use the OneTravel Visa Credit Card.
    • 2x Points for every dollar spent on purchases, everywhere Visa Credit Cards are accepted.
  • Intro Offer:
    • $50 Earn a $50 statement credit when you make purchases of $500 or more during the first 90 days of opening your OneTravel Credit Card account.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    24.24% - 31.24% Variable
  • Balance Transfer APR:
    None
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We recommend more cards

Synchrony Bank OneTravel Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
6X
OneTravel.com purchases
$
4X
Dining
$
2X
All other purchases
$
Have you already recieved the Synchrony Bank intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 6x For every dollar spent on OneTravel.com.
    • 4x For every dollar spent on dining when you use the OneTravel Visa Credit Card.
    • 2x For every dollar spent on purchases, everywhere Visa Credit Cards are accepted.
  • Travel
    • Lost Luggage Reimbursement:
    • You have the legal right to claim compensation from the airline if your checked-in luggage is delayed, lost or damaged.
    • Roadside Dispatch:
    • Roadside Dispatch is a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you.
    • Trip Cancellation / Interruption:
    • Trip Cancellation Insurance will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.).
    • Travel Accident Insurance:
    • Travel accident insurance provides accident coverage for accidental death and dismemberment and other travel injuries.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 24.24% - 31.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 29.99%
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • $30
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • No Intro APR period
  • Balance transfers are not available
  • High APR

Features

Classic
Visa
  • No Annual Fee
  • Rewards
  • Bonus points
  • Travel
  • Airline
  • Lost Luggage Reimbursement
  • Trip Cancellation
  • Excellent Credit

About the issuer

Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Synchrony Bank OneTravel Visa® is an option for those, who need Classic features. With an APR of 24.24% - 31.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Synchrony Bank OneTravel Visa® you will get such features as No Annual Fee, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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