USES

CB2 from Synchrony Bank Review

CB2 from Synchrony Bank ā€” all information about the credit card.

Updated December 01, 2023
Advertiser Disclosure Our Methodology
Synchrony Bank CB2
Apply now
Our Rating:
2.32 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 20% Back in reward dollars on merchandise purchases at CB2.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    32.24% Variable
  • Balance Transfer APR:
    None
Show more

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Synchrony Bank CB2 Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
20%
CB2
$
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All benefits

  • Cash back
    • 20% In reward dollars on merchandise purchases at CB2.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 32.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Return Payment
    • $29
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • High APR
  • Balance transfers and cash advances are not available

Features

Classic
Mastercard
  • No Annual Fee
  • Rewards
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Fair credit
QuicksilverOne Capital One
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3.6 out of 5
Recommended credit score
score
Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
Learn more
on our partnerā€™s site
Low income
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Recommended credit score
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Good to Excellent (670-799)
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    Annual Fee
  • 14.99% - 29.99%
    Regular APR
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    Cash Back on Home, Auto and Health categories.
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    Purchase Intro APR
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Recommended credit score
score
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  • None
    Annual Fee
  • 18.49% - 24.49%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
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    Purchase Intro APR
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See Another Credit Cards in the Bank

Synchrony Bank CB2 is an option for those, who need Classic features. With an APR of 32.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Synchrony Bank CB2 you will get such features as No Annual Fee, Rewards, Fair Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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