USES

Home from Synchrony Bank Review

Home from Synchrony Bank ā€” all information about the credit card.

Updated January 20, 2023
Advertiser Disclosure Our Methodology
Synchrony Home
Apply now
Our Rating:
1.99 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 2% Cash Back on purchases under $299 (at participating retailers).
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    29.99%
  • Balance Transfer APR:
    None
Show more

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Synchrony Bank Home Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2%
All purchases
$
Calculate
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All benefits

  • Cash back
    • 2% On purchases under $299 (at participating retailers).

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.99%
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on non-promotional purchases if you pay your entire balance by the due date each month. You will be charged interest on promotional purchases on the purchase date.

Fees

  • Annual Fee
    • $0
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers and cash advances are not available

Features

Classic
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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    Purchase Intro APR
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    Annual Fee
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    Regular APR
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See Another Credit Cards in the Bank

Synchrony Bank Home is an option for those, who need Classic features. With an APR of 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Synchrony Bank Home you will get such features as No Annual Fee, Fraud Protection, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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