USES

Venmo Visa® from Synchrony Bank Review

Venmo Visa® from Synchrony Bank — all information about the credit card.

Updated November 30, 2023
Advertiser Disclosure Our Methodology
Synchrony Bank Venmo Visa®
Apply now
Our Rating:
4.56 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Up to 3% Cash Back on your eligible top spend category.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    20.49% - 29.49% Variable
  • Balance Transfer APR:
    None
Show more

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Synchrony Bank Venmo Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3%
Rotating categories
$
Calculate
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All benefits

  • Cash back
    • 3% On your eligible top spend category.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 20.49% - 29.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 29.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10.00 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $29.00
  • Late Payment
    • Up to $40.00
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • Balance transfers are not available
  • No Intro APR period

Features

Classic
Visa
Contactless
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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    Purchase Intro APR
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See Another Credit Cards in the Bank

Synchrony Bank Venmo Visa® is an option for those, who need Classic features. With an APR of 20.49% - 29.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Synchrony Bank Venmo Visa® you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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