USES

TJX Rewards® Platinum Mastercard® from Synchrony Bank Review

TJX Rewards® Platinum Mastercard® from Synchrony Bank — all information about the credit card.

Updated November 30, 2023
Advertiser Disclosure Our Methodology
TJX Rewards® Platinum Mastercard® Synchrony Bank
Apply now
Our Rating:
2.84 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 5% Cash Back at purchases at all TJX stores.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • 10% Cash Back on your first purchase (in-store or online).
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    32.24% Variable
  • Balance Transfer APR:
    None
Show more

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Synchrony Bank TJX Rewards® Platinum Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
TJX stores
$
1%
All other purchases
$
Have you already recieved the Synchrony Bank intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 5% At purchases at all TJX stores.
    • 1% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 32.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 29.99%
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $38
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • High APR

Features

Platinum
Mastercard
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Fair Credit
  • Good Credit

About the issuer

Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Synchrony Bank TJX Rewards® Platinum Mastercard® is an option for those, who need Platinum features. With an APR of 32.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Synchrony Bank TJX Rewards® Platinum Mastercard® you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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