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Chase Freedom® Student Credit Card Review

Freedom® Student from Chase — all information about the credit card.

Updated July 27, 2023
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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Chase Freedom® Student Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1%
All purchases
$
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All benefits

  • Cash back
    • 1% On all purchases.
  • Travel
    • Trip Cancellation/Interruption Insurance:
    • You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 18.74% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 18.74% Variable
  • APR for Cash Advances
    • 28.74% Variable
  • How to Avoid Paying Interest
    • Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $5 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • 29.99%
  • Return Payment
    • Up to $40
  • Late Payment
    • Up to $40
  • Return Check
    • None
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Simple rewards program
Cons:
  • Foreign Transaction Fee
  • No intro APR on purchases and balance transfer

Features

Classic
Visa
Contactless
  • Low interest
  • No Annual Fee
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Extended Warranty Protection
  • Student
  • Travel
  • Trip Cancellation
  • Good Credit
  • Excellent Credit

About the issuer

Chase
Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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    Regular APR
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    Purchase Intro APR
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Recommended credit score
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    Annual Fee
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    Regular APR
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  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

Chase Freedom® Student is an option for those, who need Classic features. With an APR of 18.74% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Chase Freedom® Student you will get such features as Low interest, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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