Private sector job growth in October: ADP reports 233,000 new jobsIn October, the private sector saw a notable increase in job numbers: according to ADP, employment rose by 233,000, significantly surp...
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November is filled with holiday shopping, travel plans, and year-end budgeting. With so much to do, having the right credit card can go a long way toward managing your finances. From cash-back bonuses...
According to preliminary data from the Bureau of Labor Statistics (BLS), the number of people employed in the non-farm sector increased by 254,000 in September, with previous data slightly revised upw...
Federal Reserve's September 2024 Rate CutIn September 2024, the U.S. Federal Reserve unexpectedly cut interest rates by half a percentage point, reversing its two-year policy of raising rates to fight...
Regarding balance sheet liquidity ratios, it is not gross repurchases but net repurchases (gross repurchases minus share issuances) that matter.Case Study: Microsoft Net RepurchasesFor example, over t...
October is a month of change and opportunity. It's also a great time to reevaluate your financial situation. One way to do this is to review your credit cards. Are you getting the most value out of yo...
It doesn't matter how much the data diverges from the forecast because forecasts can be highly manipulative. Let's get straight to the actual data!Long-Term Retail Sales TrendsRetail sales grew by onl...
Who is ensuring the sustainability of the Treasury market? The volume of U.S. government bonds, including bills on the balance sheet, amounted to $26.9 trillion as of Q2 2024, which is $3.65 trillion...
While a year ago at this time, the three-month average of nonfarm job creation was 211,000, it is now just 116,000 (142,000 in August), compared to a long-term norm of about 190,000 jobs per month. M...
Goldman Sachs Capital RequirementsGoldman Sachs made headlines recently when it successfully appealed the Federal Reserve's stress test requirements, resulting in lower capital requirements. This vict...
September is the perfect time to evaluate your financial tools and find the best credit card for your needs. Whether you're looking to maximize rewards, earn travel perks, or secure a low interest rat...
The top five companies — Microsoft, Google, Amazon, Meta, and Apple — spent a record $55 billion on capital expenditures in Q2 2024, compared to $35.6 billion in Q2 2023, $39.1 billion in Q2 2022, $33...
The U.S. market experienced a 3% decline — the largest single-day drop since September 13, 2022. Over two days, the market fell 4.8%, a decline only surpassed by the 6.7% drop on June 13, 2023, and th...
Unemployment RateUnemployment claims continued their downward trend in July 2024, signaling a robust and resilient job market. This positive indicator suggests that employers are retaining workers and...
Credit cards are an essential part of modern financial life. Whether you want to earn rewards on everyday purchases, save money on travel, or consolidate debt, you'll find a credit card that can help...
The US experienced deflation (0.06% mom) for the first time since May 2020.Recent Deflation TrendsTechnically, there was 0.01% deflation in July 2022, comparable to or stronger deflation only in the C...
Walgreens Boots Alliance (WBA) shares fell sharply at the end of June 2024Walgreens Boots Alliance (WBA) shares fell in late June, driven by a disappointing fiscal third-quarter report and a lowered f...
Summer has arrived, and it's the perfect time to boost your financial rewards! With so many credit cards out there, choosing the right one for you may seem like a beach with too many umbrellas. But do...
U.S. companies are starting to accumulate debt again. Total marketable debt (bonds + loans of all types) of leading U.S. non-financial companies rose to $7.6 trillion as of Q1 2024, up from $7 trilli...
Accumulated losses of dollar bondholders have exceeded $4.1 trillion. These calculations include all dollar bonds issued within the U.S. financial system by U.S. residents, with the difference betwee...
Interest Rates Upward TrendThe key factor behind the decline in home buying is the rise in mortgage rates. The average 30-year fixed-rate loan increased to 7.05%, the highest level in a month, after r...
June 2024 Credit cards continue to evolve, offering consumers a variety of options to suit different financial needs and lifestyles. This article highlights the best credit cards available this month...
Where is the “red line” and how many resources are needed to keep the U.S. federal government running smoothly? The U.S. Treasury Department's reserves fell to $710 billion, down from $962 billion...
The capitalization of all publicly traded U.S. companies reached a record high of $56.9 trillion at the close of May 17 versus $51.1 trillion at the end of 2023 (up 11.4%).Market Performance AnalysisT...
The rapid growth of US companies' debt against the background of high interest rates and a liquidity deficit increases the chances of a debt crisis. A more telling indicator is net debt. Over the pas...
The main question for the next six months is whether the placement of over 1 trillion in government bonds over two years will succeed or fail. This is not as trivial as it seems. Since June 2023, the...
The United States has a phenomenally growing dependence on foreign capital. Whereas the negative balance of the international investment position used to be only 1.2 trillion (December 2007), it has...
First US Bank Failure of 2024: Republic Bank Acquired by Fulton BankIn April, the FDIC (Federal Deposit Insurance Corporation) facilitated the acquisition of Republic Bank by Fulton Bank after it beca...
Choosing the right credit card can be crucial to your finances, but with so many options out there, finding the perfect one can be an overwhelming task. That's where we come in to help. Welcome to our...
US inflation is accelerating at almost twice the normal rate. Analysis of GDP Deflator TrendsThe elevated inflationary backdrop is now reflected directly in the GDP deflator: the increase in the GDP...
Industrial production in the US shows no signs of revival. There is no point in recounting the extremely noisy monthly data as it shifts the focus of attention from medium-term trends to random short...
US inflation rose by 0.38% month-over-month (MoM), year-to-date (YTD) for the three months to 0.38%, up from 0.26% in the six months prior. This is well above the medium-term trend, with average month...
What's happening to the Fed's balance sheet? Fed assets are down more than $1.5 trillion from their peak (from $9,014 billion to $7,490 billion), but that represents less than 32% of the accumulated...
Pressure on the U.S. debt market will increase as medium- and long-term borrowing ramps up. The U.S. Treasury ended March with a cash position of 775 billion, up from 837 billion on February 24 and...
Fintech Integration: Credit Ratings Enhanced with Apple Pay Later DataAn important precedent in the financial market: the first credit bureau has started taking into account data from BNPL's Apple Pay...
In the ever-changing landscape of personal finance, choosing a credit card can be a daunting task. Welcome to our guide to this month's best credit cards, where we break down tempting offers for all t...
The cycle of sustained margin expansion for U.S. companies ended in 2021, thus far only compensating for the failure of 2022. Free cash flow represents the financial resources remaining with a compan...
Debt overload is not currently a focal point for the global community, despite the ongoing growth of issues as debts are refinanced. This process cannot be expedited due to the debt structure. Howeve...
The safety margin of the U.S. banking system is not as large as it may seem. The Rise in Delinquencies and Charge-offsThe rise in delinquencies and charge-offs is associated with extreme growth in lo...
One of the main drivers of U.S. market growth in Q4 2023 was corporate stock buybacks. Record-breaking Trends in 2023 and BeyondThe U.S. market is up 35% in 2023, the highest gain since 1997, and Nov...
The market valuation of U.S. government bonds traded in the open market is 24.4 trillion at the end of 2023 (26.3 trillion at par minus 1.8 trillion in losses due to securities impairment under the Fe...
Net savings as a percentage of gross national income (GNI) in the U.S. has collapsed into negative territory for the first time since the 2008 - 2009 crisis and 2020.Components of Net SavingsHow shoul...
What will happen to the U.S. debt market once active offerings begin in June 2023? Placements totaled 2.5 trillion, according to the U.S. Treasury's calculations based on U.S. Treasury data. In the...
In 2023, net total foreign capital inflows into all dollar assets, excluding cash, reached a record $1.1 trillion, according to the U.S. Treasury Department's calculations based on the TIC report, mat...
Since the beginning of 2024 (first 1.5 months to Feb 14 inclusive), there has been a decrease of $70 billion or 0.6% compared to December 2023. Total Bank Credit GrowthFor 2023, total bank credit in...
Inflation cooled slightlyFebruary's Consumer Price Index showed a decline in inflation to 6% year-over-year from January's 6.4%. While this development offers a positive outlook for the economy, it is...
When spring blooms anew, there are plenty of opportunities for financial renewal. In the huge variety of credit cards, choosing the perfect one can be an overwhelming task, but we've put together a qu...
Something has broken in the steady upward trend of US consumer demand, which has persisted over the past year. Retail Sales DataRetail sales collapsed by 0.8% month-over-month (m/m), and it should be...
The U.S. budget deficit is growing at a crisis pace amid soaring interest costs. Revenue and Spending TrendsIn fiscal year 2024 (October 2023 - January 2024), revenues totaled $1.58 trillion, compare...
Can the market exist for an extended period in isolation from fundamentals? No. Understanding FundamentalsBut what are "fundamentals"? From 2017 through 2019, the average annual net inflows into U.S....
The market capitalization stands at approximately $51 trillion. Pinpointing exact figures poses challenges due to jurisdictional disputes regarding quoted companies. Many American companies might be r...
The pace of job growth in the US has started to accelerate rapidly. Job Growth Trends in the USIn December, 333,000 jobs were created, followed by another 353,000 in January 2024. This is well above...
The U.S. household savings rate continues to decline to historically low levels. The savings rate was 3.7% in December 2023, 4% in the last three months, 4.1% in the last six months, 12% for the enti...
Shares of New York Community Bancorp collapsed by a third, pulling all regional banks with a combined drop of more than 6 percent, the biggest one-day drop since March 13, 2023. Challenges in Loan Lo...
Anticipated Economic Slowdown in 2024Economists generally anticipate slower economic growth in 2024 when compared to 2023, with estimated growth rates ranging from 0.7% to 1.5%. This deceleration in e...
When estimating U.S. GDP, you have to factor in about $2 trillion in budget deficits, so it would be inappropriate to talk about "phenomenal sustainability." To be fair, it should be noted that the b...
In today's vast array of financial options, choosing the perfect credit card can make a big difference in your financial journey. Whether it's cashback bonuses, travel perks, competitive interest rate...
The resilience of the U.S. economy is striking. GDP Growth in 4Q 2023GDP growth in 4Q 2023 was 3.3% quarter-on-quarter at a seasonally adjusted annualized rate (SAAR), following a very robust 4.9% gr...
The most successful companies in the United States have reached an all-time high market capitalization of $14.8 trillion as of January 25, 2024, representing a 15-fold increase since 2011. It's almos...
One of the key indicators in the context of business valuation is capitalization to free cash flow (P/FCF). Understanding Free Cash Flow (FCF)Free cash flow shows how much money remains in the busine...
Rising rates and the inflation storm had no impact on margins for U.S. companies. Hypothesis: Margin Impact of Rising CostsOne hypothesis for 2021 - 2022 was that frontal cost inflation at all levels...
The current slice of the market will tell you nothing about the degree of deviation from the norm without the unambiguous formalization and ordering of hindsight, which is why it is so important to in...
Retail sales in the United States are demonstrating impressive resilience, continuing to grow despite various limiting factors. December Retail Sales GrowthIn December, nominal retail sales rose 5.6%...
The SOFR rate is fundamental to the U.S. financial system and is used, among other things, to settle trillions of dollars of margin positions in derivatives and swap transactions. It also plays a role...
The United States federal budget deficit is nearing a historic high, even in the absence of a budget agreement. December Budget Deficit The budget deficit in December was 129.3 billion (the second...
US inflation rose by 0.3% month-over-month (0.31% for core inflation), which is consistent with the average annual trend. Historical ContextBetween 2015 and 2019, typical monthly price increases were...
U.S. companies are gradually recovering their investment activity, but the investment expansion phase from 2012 to 2016 still seems a long way off.Investment Activity TrendsOver the past 12 months, th...
The debt of the largest public non-financial companies in the U.S. stands at $7.66 trillion, having increased by $2.18 trillion over 5 years. Over 10 years, the debt has grown by $4.35 trillion, accor...
Retail Giants ExpandStarbucks and Dunkin' Donuts, two giants of the coffee industry, are actively seeking expansion opportunities in Singapore as part of their broad plans to tap into the growing Asia...
As of December 26, 2023, the market capitalization stands at $48.4 trillion, marking a year-over-year increase of 23.8%, which translates to $9.3 trillion. This figure encompasses the entire broad mar...
The U.S. household savings rate in November 2023 was expected to be close to a historic low of 4.1%. Impact of Interest CostsIt's worth noting that interest costs have a negative impact. For example,...
What is preventing a real estate market crisis in the U.S., even as new mortgages come with exceptionally stringent terms and interest rates reach their highest levels in 25 years? The Impact of Low-...
The United States is experiencing deflation for the first time since the crisis in April 2020, according to the PCE price index based on BEA data through November 2023. Monthly Changes in PricesThe P...
As January arrives and the confetti settles, the year begins, bringing with it not only new resolutions but also new opportunities for your wallet. We've compiled a list of the best credit cards for J...
Assessing the potential of AI adoption may seem like humans are no longer needed, but in the last two years, nearly 8 million jobs have been created in the U.S., and the job gap is estimated at nearly...
It is interesting to follow the market's developments. The U.S. market has reached an all-time high, with 10-year bond rates falling below 4% after peaking at 5% in late October.Bond Market DynamicsIn...
The lack of a budget agreement in the US is not stopping the US Treasury Department from spending at an unrestricted pace - spending for October totaled $589bn, up 18%, nearly 25% YoY in two years, an...
The COVID crisis in 2020, the inflation surge in 2022, and the partially realized debt crisis from 2022 - how did this continuous series of negative events impact US businesses? Non-Financial vs. Fin...
While US macroeconomic statistics, especially the GDP report, offer extensive detail, they lack the most crucial element - a focus on subjectivity. Aggregated macro indicators are valuable for evalua...
A dozen companies accounted for more than 80% of the increase in market capitalization of U.S. publicly traded companies. This leads us to question the validity of such significant growth.The Big Doze...
The recent six-month growth in U.S. nonfarm payroll employment has closely matched the trend observed from 2010 to 2019, which averaged 190 thousand jobs added per month. In comparison, one year ago,...
When looking for "zombie" companies in the US and their impact on margins and market multiples, it becomes evident that the debt burden of companies has a compounding effect on their financial perform...
U.S. banks' interest income has doubled since the start of the QE (Quantitative Easing) tightening ($298 billion in 3Q 2023 vs. $139 billion in 2Q 2021) and is up 57% year-to-date through 2019. Int...
Competition for deposits is still growing, prompting U.S. banks to raise deposit rates more aggressively. The Impact of Outflow and Banking Panic in March 2023 The strongest outflow of deposits fr...
Total revenue for S&P 500 corporations has grown to $16.1 trillion on a cumulative basis over the past 12 months based on Q3 2023 data. Annualized growth has slowed continuously since 4Q21 (7 consecu...
The current market valuation of the S&P 500 (as of the morning of December 4) is as follows: P/S (Price-to-Sales) of 2.49, P/E (Price-to-Earnings) of 25.4, P/B (Price-to-Book) of 4.33, and a dividend...
There are no signs of a decline in US consumer demand yet - they continue to spend heavily. Consumer Spending TrendsConsumer spending (goods + services), as deflated by the official PCE measure, has...
Inflationary pressure in the United States is slowing, and more components are moving onto a disinflationary trajectory. Personal Consumption Expenditures (PCE) is the price index that serves as the...
Stock MarketNovember witnessed a robust stock market rally, with all three major indices notching substantial gains. The Dow Jones Industrial Average surged by 6.9%, the S&P 500 climbed an impressive...
The world's leading investment banks have raised their forecasts for global and U.S. economic growth for the next year in their annual reviews. They consider the probability of a recession to be minim...
The financial asset structure of U.S. households plays an important role in explaining the high level of wealth in society. Today, we will take a detailed look at this structure and its changes over s...
The end-of-year vacation season brings unique financial needs and opportunities. Whether you're planning a holiday shopping spree, booking winter travel or just want to optimize your everyday spending...
In the United States, household participation in the stock market is now at an all-time high, with 58% of all households owning stocks directly or indirectly. This is higher than the 51% average seen...
The $115 trillion in financial assets and $64 trillion in liquid assets held by U.S. households is an incredible amount of assets that is difficult to properly account for from an allocation perspecti...
A month ago, the U.S. market was in a state of turmoil. Now analysts are raising earnings forecasts, and options on the S&P 500 Index in the 4800 - 4900 range are gaining popularity. Optimism on the...
Profits of U.S. companies in the S&P 500 index were more resilient than previously thought, given the pace at which the Fed is tightening its QE program. Key Takeaways from the US Reporting SeasonWha...
The crisis in the U.S. real estate market is escalating - sales in the secondary real estate market are hitting 40-year lows, and historic lows in terms of population. Sales StatisticsAs of September...
Since October 27, the U.S. market has risen by 10.6%, reaching a capitalization of $45.7 trillion.Market PerformanceIn 19 trading days, excluding the momentum after April 2020, the strongest increases...
Who influences the progress of the U.S. economy and who creates and develops science and technology? Income DisparitiesIn mid-2022, the U.S. had 1.4 million scientists engaged in basic, applied, and...
The average salary level of a highly qualified engineer/IT specialist/scientist/architect of computer systems in leading US corporations is $150,000 - $200,000 per year of accrued pre-tax income (base...
Corporate lending directly reflects business cycles and is strongly linked to investment activity. Historical Patterns of Lending and Economic Crises Historically, whenever lending to non-financie...
Dollar lending rate levels are at the ceiling - how does this affect lending activity?Growth Trends Mortgage credit to individuals via bank lending represents only 20% of all mortgage debt, so this...
US retail sales declined by 0.1% month-on-month (m/m) after 6 months of fairly strong recovery. Retail sales decreased by 0.3% month-on-month (mom). StatisticsReal growth averaged 4.4% from Dec 10 -...
US inflation has slowed to 3.2% year-on-year (y/y), and core inflation has also decreased to 4% y/y. These are the lowest rates since March 2021 for the overall Consumer Price Index (CPI) and since Au...
The U.S. state budget continues to increase, reaching $470 billion in spending through October 2023, compared to $406 billion in 2022 and $380 billion in October 2019. From January through October 202...
The USA is a post-industrial society with a pronounced shift in priority towards information technology (infotech), financial technology (fintech), biotechnology (biotech), and scientific research. A...
Corporate bankruptcies in the United States are at their highest level since 2010, but they mainly concern small and medium-sized businesses. The wave of bankruptcies has not yet reached corporations...
The downward trend in US household incomes may continue, potentially jeopardizing spending and leading to a recession in the next 3-6 months. Savings and ResourcesThe savings rate is near historic lo...
The U.S. labor market is currently stable, although there is a declining trend in job gains. Job Trends and RecoveryAs of early November 2023, the number of U.S. jobs is 4.5 million higher (+3%) than...
The official U.S. Treasury Department fixed the rate cap at 4.95% for 10-year treasuries on October 25, 2023. On October 23, the "5% barrier" was broken, but it failed to gain a foothold. The focus on...
The United States is extremely dependent on foreign capital inflows – at least $220 billion in net foreign capital inflows per quarter is required to keep the currency and financial system functioning...
The U.S. market has weakened. The capitalization of all publicly traded U.S. companies is valued at $41.4 trillion, which is up 5.7% from the last trading day in 2022. At its peak in July 2023, U.S. m...
To what extent is inflation in the US higher than normal? Is inflation stabilizing and what are the current trends? Price Indexes and Their Role in GDPPrice indexes in the U.S. GDP structure are very...
Once again, there has been a major revision of US statistics, dating back to 1947. This revision could have been anticipated due to significant changes in data regarding the income and expenditures o...
The US economy is demonstrating remarkable sustainability. GDP growth in Q3 2023 is projected to reach 4.9% according to the SAAR methodology (seasonally adjusted annualized rate). GDP Growth Project...
The unemployment rate in the US fell to 3.4% in October 2023The U.S. unemployment rate has reached a historic low, falling to 3.4% in October 2023, the lowest rate since 1969. This achievement is indi...
The basic hypothesis is as follows: in the long run, there are no more profitable financial instruments (in a comparable comparison) than assets issued in the dollar financial system. Comparative Ana...
The debt structure in the US is quite substantial, with $26 trillion in market debt across various types of treasuries. Impact on Various Bond MarketsNow, the rates on medium and long-term treasuries...
What are the priorities and areas of spending of the US federal government? Interestingly, before the hot phase of the Ukrainian crisis began in 2022, the share of spending on national defense (11.1%...
Interest expenses are a significant burden on the U.S. budget, accounting for over 10% of all budget expenditures. Many people misinterpret the data published in the media regarding the $1 trillion...
Finding the perfect credit card to fit your everyday needs can be harder than it seems. However, we've compiled a selection of the best credit card offers for November, as well as recommendations on h...
A significant revision of macroeconomic statistics at the Bureau of Economic Analysis (BEA) resulted in a loss of $2.6 trillion in national savings in the US. Revision DetailsHistorical data series d...
The sustainability resource of the system is limited and was set to expire at the beginning of Q4 2023, which could trigger destructive macroeconomic processes in the US. Impact on Low and Middle-Inc...
Although BEA has revised the statistics, delaying the onset of the crisis by 6-9 months, this clever statistical maneuver does not take into account debt fragmentation. Overview of the Current Econom...
The significant revision of statistics in the US is of great importance. It essentially involves creating an alternative perspective on reality through substantial changes in the conclusions drawn. D...
The Significance of Global Capital AllocationWho controls the concentration of global capital? From 2010 to 2023, nearly half of the world's net capital allocation was centered in the United States, a...
The reporting season in the USA has concluded, and it's time to assess the situation. The results are weak, indicating the potential approach of a recession, despite the persistently unrealistic optim...
Choosing the right credit card for your everyday spending can be challenging. The best credit card for you will depend on your spending habits, budget, and goals. But we have compiled a list of the be...
The US economy added 132,000 jobs in August, the slowest pace of job growth since AprilIn August, the US economy added 132,000 jobs, marking the slowest pace of job growth since April. This uptick in...
Has the United States effectively regulated inflation? In the last year, inflation in the U.S. stood at 4.7%, while core inflation was at 3.3%. Over the past 6 months, inflation has been at an annuali...
The US market has experienced a 28% increase over the span of 10 months (from early October 2022 to July 2023), with a limited correction in August. However, the question remains: is a collapse likely...
Take advantage of the summer season as an opportune time to use a number of top-notch credit cards, each offering travel perks and rewards that meet your financial requirements. In our selection of th...
Goldman Sachs and its big lossesThe bank reported a lower-than-expected second-quarter profit as it took losses on its acquisition of fintech lender GreenSky and its involvement in a troubled real est...
The summer season is a great time to explore the best credit cards, each offering a unique set of travel perks and rewards that meet your financial needs. Our list of the best credit cards has somethi...
The U.S. financial landscape has witnessed a number of significant events that have changed the economy and impacted various sectors. From policy changes to market trends, here are some notable highli...
In a world where financial flexibility and rewards reign supreme, choosing the right credit card can make a huge difference. June brought a fresh wave of innovative offerings, and we've compiled a lis...
Financial news covers the latest developments and trends in the world of business, economy, and finance. Whether you are an investor or a curious reader, our financial news can help you stay informed...
May 2023 will be full of events, so it would be great to have a credit card in your pocket that brings a lot of bonuses and rewards. We've compiled a list of cards that will be beneficial to you! Dis...
The financial world is changing, affecting banks, lenders, startups, and other financial institutions. These changes will lead to various collaborations, cooperations, or even bankruptcy. We have pre...
Finding the best credit card for everyday life is not easy as it may seem. But we've chosen the best credit card offers of April and prepared some tips on how to choose the best credit card for your n...
PNC Bank offers a variety of credit cards for your needs. Let's take a look at how to apply for the PNC Cash Rewards® Visa® Credit Card. Cash Rewards® Visa® from PNC Bank:Creditcards-235-cardRender@...
J.Crew Credit Card from Comenity Bank is a good option for people who want to earn high rewards on purchases. Don’t forget that you can use your rewards only at a J.Crew store. With this card each car...
The Silicon Valley Bank, the 16th largest bank in the United States, went bankrupt on March 10. The Silicon Valley Bank served 65% of startup companies. According to the latest data, the bank's assets...
The KingSize Credit Card from Comenity Bank is a good option for those who want to receive rewards and other benefits when buying men's clothing at KingSize stores. With your KingSize Card, you will e...
The BrylaneHome credit card from Comenity Bank is a store card, not a regular card as it may seem. The BrylaneHome credit card has many benefits for its cardholders. The card earns $10 rewards for ev...
P.C. Richard & Son credit card from Synchrony Bank is a great option for home improvement purchases. Unfortunately, this credit card does not have a rewards program. Instead, you can enjoy sales, sp...
NTB® and Tire Kingdom® credit card from Comenity Bank is a special card for car enthusiasts. All card members are provided with special financing options for 6 or 12 months. The card offers Free Tire...
NFL Extra Points Visa® credit card, issued by Comenity Bank, offers great perks for sports fans. You have the opportunity to earn rewards on qualifying NFL and NFL team purchases. Moreover, each card...
By registering for your First Premier Credit Card, you will enjoy many benefits. You will be able to track accounts and deposits, make payments without leaving your home. In this article, we'll show y...
Take shopping from home to the next level with the ShopHQ credit card provided by Synchrony Bank. Using this credit card to pay for everyday purchases, you also get extra rewards from your favorite sh...
Ashley Stewart, a well-known brand of plus size clothing for women, has developed a special offer for its regular customers. Now shopping will become even more pleasant for Ashley Stewart Credit Card...
Are you the proud owner of a Boot Barn credit card? Then our article will be useful for you. We'll show you how to sign up for a Boot Barn credit card account, sign in, and make payments. The Boot Ba...
Cosmo Prof is a company that has gained a great popularity in the skin care and make-up industry. Special credit cards are issued for Cosmo Prof clients. They allow you to get incredibly advantageous...
If you are thinking of buying a new mattress, consider applying for a Mattress Firm Credit Card produced by Synchrony Bank. It comes with no annual fee and offers a range of feasible benefits to the c...
Sally Stores or Sally Beauty Holdings is a large American company with an international scope. Its main products are cosmetics, which are sold in branded stores. Sally Beauty credit card is issued by...
Woman Within is a major US brand of plus-sized clothes and accessories for women. Specially for its regular customers, it has created a proprietary credit card through the offices of Comenity Bank. Wi...
Boscov's is one of the largest family-owned department stores in America. The company has 49 stores, 26 of which are located in Pennsylvania. The Boscov's Credit Card is an excellent offer from the co...
DICK’s and Synchrony Bank joined to provide a very special credit card for sporting goods lovers. You can apply online. Synchrony Bank reviews and approves applications quickly, so you can take full a...
Enjoy your shopping at Talbots and other everyday purchases with your Talbots Credit Card from Comenity bank. The application is online and takes a few minutes. After your credit card is issued, you g...
By registering their Capital One REI Credit Card account, users get a lot of opportunities. For example, you can check your account and make payments anywhere. This article will show you how to regist...
B&H Payboo Credit Card is a product of Comenity Capital Bank that gives users great rewards. Holders of this card can receive money on favorable terms, without hidden fees. By registering on the B&H P...
J.Jill is a well-known brand of women's clothing in the US. Its customers can make advantage of the J.Jill credit card, which is a product of Comenity Bank. Among the perks offered by this electronic...
Tractor Supply Credit Card from Citibank is an indispensable option for those customers who often prefer Tractor Supply products. Holders of this card can not only save money significantly, but also g...
A well-known Lane Bryant’s brand of women's clothing and plus size lingerie expands the possibilities of its followers and loyal customers. Together with Comenity bank, they issued the Lane Bryant cre...
The Bealls credit card provides holders with the opportunity to receive rewards, discounts and other benefits. Key benefits include 10% savings on purchases at Bealls Outlet, Burkes Outlet and Home Ce...
If you are an active shopper at Harbor Freight stores, you’ll definitely benefit from their Harbor Freight Credit Card offer. This card, issued by Synchrony Bank, gives an array of alluring perks to i...
Stuck trying to sign in to your Buckle credit card account? No need to panic: this article will guide you through all the necessary steps to get you going. We will also describe how to get a hold of t...
Walgreens Credit Card is a product of Synchrony Bank that is intended for the customers of the Walgreens retail networks. By using the card, they get an impressive cashback up to 10% when shopping at...
FNBO presents a special SCHEELS® Visa® credit card for apparel and sporting goods enthusiasts. There is a zero annual fee and rewards programs for regular cardholders. SCHEELS Visa® from FNBO:Creditc...
When looking for a personal loan, it is crucial to decide which lenders and their products are a better fit for your particular needs. If you are facing a difficult choice between a personal loan from...
Payoff, now known as Happy Money, provides loans for credit card consolidation and works with partners. SoFi is one of the leading companies providing personal loans, as well as many other financial p...
Payoff, now known as Happy Money, is a platform that provides personal loans to pay off credit card debt. Upstart acts as an intermediary between the client and the lender and is based on artificial i...
Overstock, a major online retailer known for its fair prices, has an appealing offer for loyal customers - a co-branded credit card. Initially launched in partnership with FNBO, the card is now issued...
BJ's Wholesale Club customers have a great opportunity to save their money. And it's all thanks to the BJ’s credit card with a profitable cashback. By registering on the BJ’s credit card site, you ma...
SoFi and Prosper are two big lenders with good terms for clients. Since both organizations offer personal loans at competitive rates, it is not always easy to decide which one to choose right away....
Carter’s credit card is issued by Comenity Bank specifically for those who want to receive additional benefits when buying apparel for kids at online and offline Carter’s stores. All card members get...
SoFi is the largest lender in the market and focuses primarily on student loan refinancing. LendingClub is known as a peer-to-peer lending platform. These leading companies provide various financial s...
Upgrade is a lender that offers loans with financing within one working day and is an indispensable option for receiving money urgently. Upstart is a leading lending market that is based on artificial...
Do you intend to apply for a personal loan? If so, the importance of picking the right lender given your circumstances can hardly be underestimated. In case you are stuck between borrowing from SoFi v...
Online loans are a widely used alternative for bank crediting. With a big choice of online lenders available, it’s important to pick out the one with the most favorable terms. In our comprehensive rev...
Prosper and LendingClub mainly offer their lending services to borrowers whose credit score is fair or good. These peer-to-peer lenders are similar in many ways, but still have a number of differences...
SoFi and Credible are among the leading online lending platforms. The choice in favor of SoFi or Credible may be complicated by the fact that each of them contains similar options. This comparison of...
A popular apparel retailer Torrid offers a special credit card for its loyal customers. Issued by Comenity Bank, this Torrid credit card provides bonuses and rewards to its users. You can fill the app...
An unsecured Destiny Mastercard is the optimal solution for those customers who have a difficult credit history. This card provides owners with a sense of confidence and security, allowing them to imp...
Personal loans are as much in demand as ever, and the diverse multitude of available offers reflects this fact. Unless you happen to be a personal finance expert, it can be rather hard to properly eva...
Online lending does not seem unusual these days. On the contrary, for many Americans, it tends to become a really attractive option if compared to conventional bank personal loans. That said, choosing...
Ollo credit cards (Ollo Platinum Mastercard®, Ollo Rewards Mastercard®) are issued by the Ollo organization through the banking institutions of the Bank of Missouri. This is a good choice for those wh...
Barclays and AARP launched two types of credit cards: the Barclays AARP® Essential Rewards Mastercard® and the Barclays AARP® Travel Rewards Mastercard®. These cards provide additional rewards and...
Few credit cards are as much sought after as X1, and for good reason. Issued by Coastal Community Bank, this all-metal stainless steel credit card not only has a flawless design, but also offers high...
Car enthusiasts will be happy to know that Pep Boys, one of the foremost automobile care businesses in America, has launched its own credit card. With no annual fee, the card also includes special fin...
Amazon Prime Credit Card is a co-branded credit card that offers a five percent cashback on Amazon and Whole Foods Market purchases and allows you to get a reward wherever Visa is accepted. Amazon Pr...
The Alaska Airlines Credit Card is a great solution for frequent airline travelers. Among its main advantages are a good introductory bonus and a profitable reward system. By becoming an Alaska Airlin...
Brooks Brothers Credit Card is a convenient tool for anyone aiming to improve his credit score from fair to good or excellent. A possibility of managing all the card features using an online account a...
The Buy Buy Baby Mastercard is an excellent credit card for your spendings on household needs, children, health and beauty. In addition to the rewards for purchases at gas stations and grocery stores,...
Fleet Farm Credit Card is an instrument with a lot of useful options and financing offers, which provides cost savings. Fleet Farm Credit Card from Synchrony Bank:Creditcards-349-cardRender@ How to...
The Allegiant World Mastercard® is a joint offer from Bank of America and Allegiant Air. In addition to the standard features of a credit card, you get access to special offers and bonuses from the ai...
Sheetz Visa® credit card is a co-branded gas rewards card greatly suitable for brand-loyal customers. In case you count among them, the card is a really great match for your spending habits. Save mone...
IHG® Rewards members have a great opportunity to become owners of a special Mastercard® issued by Chase Bank in partnership with IHG® Hotels and Resorts. Whether you choose the IHG® Rewards Traveler o...
CB2 Mastercard is a co-branded credit card from Crate & Barrel, one of the major furniture store chains in the United States. You will gain rewards from your purchases that can be used to pay at Crate...
A popular apparel brand Athleta presents a Reward Credit Card for its customers. In addition to the daily purchases, this credit card helps you to earn rewards and get discounts when shopping online a...
One of the largest retail chains in America now offers a Comenity Bank-issued co-branded credit card with no annual fee and benefits, including remote in-store access, special offers, and interest-fre...
Bed Bath & Beyond® Card from Comenity Bank is a retail credit card offering special financing options for 6 or 12 months at Bed Bath & Beyond stores and cash bonuses for cardholders. Bed Bath & Beyon...
For loyal customers of the Zales Diamond store, Comenity Bank offers a credit card that gives great opportunities for jewelry shopping combined with standard credit card features. Zales The Diamond c...
Forever 21 has partnered with Comenity Bank to provide its loyal customers with a special rewards system. You will earn rewards from shopping which can then be used for discounts at Forever 21. The pr...
A popular retailer of apparel, women’s accessories, shoes and other fashion-related products, Ann Taylor offers its customers the Ann Taylor credit card. It provides standard credit card features as w...
Are you an athlete who constantly needs special equipment and clothing? If so, then the Sportsman's Guide Credit Card is made especially for you! This is a new product from Comenity Bank that will hel...
Maurices Credit Card is the result of collaboration between the store chain and Comenity Bank. It features a 10% discount on most articles, shipping free of charge, special offers, and other great per...
The Aspire Mastercard® is an unsecured credit card. Having no requirements for the security deposit or collateral, this card’s annual and monthly fees can be higher than fees for secured cards. It is...
The PlayStation® Visa® is more than just a standard credit card for everyday purchases. It provides its cardholders a great opportunity to get special offers for their favorite games. You can earn PS...
Pottery Barn Key Rewards Visa credit card is especially suited for people with a solid credit score. Clients are allowed to choose between promotional financing for their purchases over the course of...
The Petco credit card is a unique product from Comenity Bank designed for pet lovers. Having received it, the user can pay for services and various goods for his pet without any hidden fees. You can...
FIT Mastercard® provides a great opportunity to build your credit and significantly improve your FICO score. The issuer is the Bank of Missouri together with Continental Finance Company (CFC). One...
Good Sam Rewards credit card is a special offer from Comenity Bank aimed at camping enthusiasts. The card comes with a reward program, in which extra points are easily earned by buying from camping cl...
The First Progress Platinum Mastercard Secured Credit Cards are created for those of you looking to reestablish a credit even with bad credit history. Synovus Bank is the issuer of 3 First Progress cr...
Did you know you can double the credit limit of your card as a result of responsible use? Consider the Cerulean credit card, issued by the Bank of Missouri together with Continental Finance. Follow th...
IKEA is a well known company for its loyalty to the customers all over the world. To make shopping even easier and more pleasant, a popular Swedish retailer provides two different credit cards. You de...
The Banana Republic (emitted by Barclays Bank Delaware) is a credit card created by well-known clothing retailer Banana Republic. The card provides unique benefits and cashback for online or in-store...
If you are seeking for an affordable credit card without expensive additional fees, Blaze Mastercard from First Savings Bank might fit the bill just right. Blaze Mastercard from First Savings Bank:Cr...
Sephora credit card from Comenity Bank is a great way to build credit and earn additional cardholder benefits to shop for beauty. Enjoy zero annual fees and up to 4% cashback for beauty purchases in S...
Want to apply for a store-branded credit card with great reward options and convenient Online Account Access? Become L.L.Bean® Mastercard® user. In this step-by-step guide, we will explain how to crea...
The Mission Lane Visa® from Transportation Alliance Bank is a credit card for people who want to build credit and don't suffer from hidden fees. All Mission Lane users have online account access. In t...
This week some issuers have changed the terms and fees for their credit card offers. Let’s take a closer look at the new rates. Transportation Alliance Bank Credit CardsTransportation Alliance Bank h...
What is a Prepaid Card?You can purchase a prepaid card at a bank or other retail locations. It has a fixed balance that is deducted from each time you use it but can be reloaded to replenish the avail...
At Myfin.us we partner with financial institutions, such as banks and lenders. It allows us to provide our customers with the best financial products to compare. Such a partnership also gives us the m...
At Myfin.us we always try to provide our readers with the most relevant information and free useful tools. For maintaining project viability we may receive compensations from our partners, which influ...
Whether you’re considering getting a credit card or already have one, you may want to know how credit cards work. While Americans have an average of four credit cards, not everyone understands how the...
Unfortunately, credit report errors are not as uncommon as you think. A study by the Federal Trade Commission (FTC) found that about one in four consumers found mistakes or inaccuracies on their credi...
Missing a payment or paying your credit card balance late is something that happens to a lot of people — more often than not, because of circumstances beyond their control. So if you’re stressed over...
The largest banks in the United States are private commercial enterprises servicing U.S. businesses and a substantial share of international transactions. They offer a variety of services but many of...
Calculating credit card interest can be tedious, which is why many cardholders are left in the dark about how much they’ll be charged if their balance isn’t paid out by the due date. However, you can...
Usually, you must pay interest whenever you take out a loan. While credit cards are technically a loan, there are steps you can take to avoid paying interest on credit cards. Interest is typically a...