FIT™ Platinum Mastercard®Limited offer

Unsecured

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On Continental Finance site

Best Mastercard Credit Cards of April 2025

Compare 235 mastercard credit cards on Myfin.us.

Updated April 03, 2025

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FIT™ Platinum Mastercard®

See terms

Annual Fee

35.90%

Regular APR

This card doesn't offer cash back, miles or points.

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On Continental Finance site

Surge® Platinum Mastercard®

Celtic Bank

$75 - $125

Annual Fee

35.90%

Regular APR

This card doesn't offer cash back, miles or points.

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On Celtic Bank‘s site

Milestone® Mastercard®

$175

Annual Fee

35.9%

Regular APR

This card doesn't offer cash back, miles or points.

Apply now

On Milestone Mastercard® website

First Progress Platinum Prestige Mastercard® Secured Credit Card

$49

Annual Fee

14.24%

Regular APR

Cash Back rewards on payments.

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On First Progress’s site

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Best Credit Cards for Mastercard in April 2025

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FIT™ Platinum Mastercard® best for Unsecured

FIT™ Platinum Mastercard®

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Annual fee:

See terms

Regular APR:

35.90% Fixed

Our Rating:

3.9

Credit score

No Credit History to Poor (0-579)

Issuer name:
The Bank of Missouri
Details:
The FIT™ Platinum Mastercard® Credit Card helps to rebuild or build your credit.
The monthly maintenance fee for the second year will be $150 per year ($12.50 per month). The Processing Fee is $95 (one-time fee).
The FIT™ Platinum Mastercard® Credit Card has an initial credit limit of $400. Use your FIT card at locations everywhere Mastercard is accepted.
Continental Finance will report your payments to the three major credit bureaus - TransUnion, Experian, Equifax.
Read full review

Pros:
- Low eligibility requirements
- Reasonable credit limit
- No Security deposit
- Credit Score Access
Cons:
- High extra fees
- High APR
- Foreign Transaction Fee
- No reward program
- No Sign up Bonus

Benefits:
- $400 Initial Credit Limit;
- Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit;
- Unsecured credit card requires No Security Deposit;
- Perfect card for everyday purchases and unexpected expenses;
- Monthly reporting to the three major credit bureaus;
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements);
- Use your card everywhere Mastercard is accepted at millions of locations;
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines).

View all FIT™ Platinum Mastercard® details

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On Continental Finance site

Card detail

Celtic Bank Surge® Platinum Mastercard® best for Walmart purchases

Celtic Bank Surge® Platinum Mastercard®

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Annual fee:

$75 - $125

Regular APR:

35.90% Fixed

Our Rating:

3.2

Credit score

No Credit History to Poor (0-579)

Issuer name:
Celtic Bank
Details:
The Surge® Platinum Mastercard® credit card's APR range is 35.90% Fixed.
This unsecured credit card can be used as an effective tool to build credit as the issuer reports your monthly payments to the three major credit bureaus — TransUnion, Experian, Equifax.
Read full review

Pros:
- Monthly Credit Reporting
- Free Monthly Credit Score
- Prequalification Without a Hard Check
Cons:
- High Annual Fee
- Relatively Low Credit Limit
- Foreign Transaction Fee
- Monthly Maintenance Fee After the 1st year
- High APR

Benefits:
- Up to $1,000 Initial Credit Limit;
- See if you Pre-Qualify with No Impact to your Credit Score;
- Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit;
- Responsible use can lead to a Credit Limit Increase offer in as few as 6 months;
- Unsecured credit card requires No Security Deposit;
- Perfect card for everyday purchases and unexpected expenses;
- Monthly reporting to the three major credit bureaus;
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements);
- Use your card everywhere Mastercard is accepted at millions of locations;
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines).

View all Surge® Platinum Mastercard® details

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On Celtic Bank‘s site

Card detail

Milestone® Mastercard® best for Unsecured

Milestone® Mastercard®

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Annual fee:

$175 the first year
$49 thereafter

Regular APR:

35.9%

Our Rating:

3.5

Credit score

Poor to Good (300-739)

Details:
The Milestone® Mastercard® is a credit card for people with bad credit.
The Card's APR is 35.9%. Plus, the card has a cash advance APR of 35.9%.
The credit limit for the Card is $1,000.
Read full review

Pros:
- Low application requirements
- Low foreign transaction fee
- Reports to three major credit bureaus
Cons:
- Annual fee
- Additional fees and high APR
- No rewards system

Benefits:
- Greater access to credit than before - $1,000 credit limit;
- Get a Mastercard accepted online, in store and in app;
- Account history is reported to the three major credit bureaus in the U.S;
- $0 liability for unauthorized use;
- Access your account online or from your mobile device 24/7.

View all Milestone® Mastercard® details

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On Milestone Mastercard® website

Card detail

First Progress Platinum Prestige Mastercard® Secured Credit Card

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First Progress Platinum Prestige Mastercard® Secured Synovus Bank

Annual fee:

$49 annually

Regular APR:

14.24% Variable

Our Rating:

3.8

Credit score

No Credit History to Fair (0-669)

Rewards Rate:
- 1% Cash Back rewards on payments.

Issuer name:
Synovus Bank
Details:
The First Progress Platinum Prestige Mastercard® Secured Credit Card is a secured credit card for people with a limited credit history.
The Card earns 1% Cash Back rewards on payments.
The First Progress Platinum Prestige Mastercard® comes with an annual fee of $49. The card's APR: 14.24% (Variable for purchases), 23.24% (Variable for cash advances).
Read full review

Pros:
- Low APR for Purchases
- No Minimum Credit Score Required
- Reports to Three Major Credit Bureaus
- Suitable Range of Credit Limit
Cons:
- High Annual Fee
- High Transaction Fees on Cash Advance
- High Penalty Fees
- Foreign Transaction Fees

Benefits:
- Have you Received your Tax Refund? Apply for First Progress today to Take Charge of your Financial Goals;
- Earn 1% Cash Back Rewards with First Progress Prestige;
- Apply now and fund your security deposit over 90 days with the option to make partial payments;
- You Can’t Rebuild credit with a Debit Card. Try First Progress Today;
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.
- All credit types welcome to apply;
- Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

View all First Progress Platinum Prestige Mastercard® Secured details

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On First Progress’s site

Card detail

Merrick Bank Secured Credit Card

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Annual fee:

$36 for first year. Billed $3 per month thereafter

Regular APR:

22.70% Variable

Our Rating:

3.2

Credit score

No Credit History to Poor (0-579)

Issuer name:
Merrick Bank
Details:
The Merrick Bank Secured Mastercard® credit card is a card designed for building or rebuilding credit. The cardholder’s initial credit line will be equal to the amount of their security deposit, which can be between $200 and $3,000.
The Annual Fee is $36 the first year. Billed $3 dollars per month thereafter.
The Card's APR is 22.70% Variable for purchases.
The Secured Mastercard® credit card reports to all three major credit bureaus.
Read full review

Pros:
- Up to $3000 credit limit
- Reports to three major credit bureaus
- You don’t need a bank account to apply
- Access to FICO score
- Low APR
Cons:
- No rewards or intro offers
- $200 minimum deposit
- Extra fees
- $36 annual fee

Benefits:
- Monthly Reporting to the 3 Major Credit Bureaus;
- $0 Fraud Liability;
- Low interest;
- FICO® Score for Free Each Month.

View all Secured Mastercard® details

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On Merrick Bank‘s site

Card detail

First Progress Platinum Select Mastercard® Secured Credit Card

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First Progress Platinum Select Mastercard® Secured Synovus Bank

Annual fee:

$39 annually

Regular APR:

18.24% Variable

Our Rating:

3.5

Credit score

No Credit History to Fair (0-669)

Rewards Rate:
- 1% Cash Back on payments made to your First Progress Secured credit card account.

Issuer name:
Synovus Bank
Details:
The First Progress Platinum Select MasterCard® Secured is designed to help cardholders build credit with no credit check or minimum credit score required to apply.
The First Progress Platinum Select MasterCard® Secured Credit Card earns 1% Cash Back on payments made to your First Progress Secured credit card account.
The card's APR: 18.24% (Variable for Purchases), 24.24% (Variable for Cash Advances).
The First Progress Platinum Select MasterCard® has an annual fee of $39. Plus, the card has a foreign transaction fee of 3%.
Read full review

Pros:
- No credit history required
- No Minimum Credit Score needed
- Low Annual Percentage Rates
Cons:
- Annual Fee
- Foreign Transaction Fee

Benefits:
- Have you Received your Tax Refund? Apply for First Progress today to Take Charge of your Financial Goals;
- Get a First Progress Select Card and Earn 1% Cash Back Rewards;
- Secure your credit line with your refundable security deposit – choose from $200 - $2,000 - with the ability to increase up to $5,000 over time;
- Choose the First Progress Select Card for a lower annual fee;
- All credit types welcome to apply;
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion;
- Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

View all First Progress Platinum Select Mastercard® Secured details

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On First Progress’s site

Card detail

First Electronic Bank Destiny® Mastercard® best for Unsecured

First Electronic Bank Destiny® Mastercard®

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Destiny® Mastercard® First Electronic Bank

Annual fee:

*see terms*

Regular APR:

35.9%

Our Rating:

1.47

Credit score

No Credit History to Fair (0-669)

Issuer name:
First Electronic Bank
Details:
The Destiny® Mastercard® is a good credit card for people with poor or no credit.
The Destiny® Mastercard® charges a high Regular APR of 35.90% and does not provide any intro APR offer.

Pros:
- No monthly fees
- Prior bankruptcies are acceptable
- Liability protection
- No security deposit required
Cons:
- No reward
- High-interest rates
- No mobile app
- Credit limit

Benefits:
- Mastercard® benefits;
- Fraud protection;
- Reports to all three major credit bureaus.

View all Destiny® Mastercard® details

Apply now

On First Electronic Bank‘s site

Card detail

Citi Double Cash best for Cash Back, No Annual Fee, Daily use

Citi Double Cash

Annual fee:

Regular APR:

18.24% - 28.24% Variable

Our Rating:

4.53

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.
Intro Offer:
- $200 Cash Back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.
Balance Transfer APR:
18.24% - 28.24% Variable

Issuer name:
Citi
Details:
The Citi® Double Cash Credit Card offers a few concrete ways in which you can better your financial situation, improve your credit card habits and enjoy cash back rewards without the fuss of tracking rotating categories. Earn $200 Cash Back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.
Earn 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.
The Citi® Double Cash offers a 0% percent introductory APR offer on balance transfers (18.24% to 28.24% variable APR after).
The Citi Double Cash extends a myriad of security and fraud protections.

Pros:
- Flat-rate Cash Back Rewards on Everything
- High Rewards Rate
- No annual fee
- Attractive Intro APR on Balance Transfers
Cons:
- Losing your 1% Cash-Back Is Pretty Easy
- Foreign transaction fee
- Balance Transfer Fee

Benefits:
- Citi Entertainment;
- $200 Cash Back;
- 2% Cash Back on every purchase;
- Fraud Protection;
- The Lost Wallet Service;
- $0 Liability for Unauthorized Charges.

View all Double Cash details

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Card detail

Chase Freedom Flex℠ best for Cash Back, 0 APR, No Annual Fee, Daily use

Chase Freedom Flex℠

Annual fee:

Regular APR:

19.49% - 28.24% Variable

Our Rating:

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 5% Cash Back on up to $1,500 on combined purchases in bonus categories each quarter you activate.
- 5% Cash Back on travel purchased through Chase Ultimate Rewards.
- 3% Cash Back on dining at restaurants, including takeout and eligible delivery services.
- 3% Cash Back on drugstore purchases.
- 1% Cash Back on all other purchases.
Intro Offer:
- $200 Bonus after you spend $500 on purchases in the first 3 months from account opening.
Purchase Intro APR:
0% Intro APR for the first 15 months that your Account is open
Balance Transfer APR:
19.49% - 28.24% Variable

Issuer name:
Chase
Details:
The Chase Freedom Flex card offers Cash Back in a wide variety of categories.
You’ll earn 5% Cash Back on travel (through the Chase Ultimate Rewards travel service, and also for Lyft rides). You’ll also get 3% Cash Back on restaurant purchases, on drugstore purchases and 1% Cash Back on all other purchases.
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
The card offers a 15-month 0% annual percentage rate for purchases and balance transfers, after which the APR is 19.49% - 28.24% Variable. The card charges no annual fee but 5%, or a $5 minimum fee, on balance transfers.

Pros:
- $150 and 5% Cash Back sign-up bonuses
- High cash back rewards on quarterly rotating bonus categories
- Decent cash back rewards on select spending categories
- 0% intro APR on purchases
- No annual fee
Cons:
- Foreign transaction fee
- Rotating spending categories require activation
- No intro APR on balance transfers

Benefits:
- $200 Bonus;
- 5% Cash Back on travel purchased through Chase Ultimate Rewards;
- 3% Cash Back on dining at restaurants, including takeout and eligible delivery services;
- 3% Cash Back on drugstore purchases;
- 1% Cash Back on all other purchases;
- Zero Liability Protection;
- Extended Warranty Protection;
- Trip Cancellation/Interruption Insurance;
- Cell Phone Protection;
- Auto Rental Collision Damage Waiver;
- Travel and Emergency Assistance Services.

View all Freedom Flex℠ details

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Card detail

Capital One QuicksilverOne Cash Rewards Credit Card best for Fair credit

Capital One QuicksilverOne Cash Rewards Credit Card

Annual fee:

$39 annually

Regular APR:

29.99% Variable

Our Rating:

3.6

Credit score

Fair to Good (580-739)

Rewards Rate:
- 1.5% Cash Back on every purchase.
Balance Transfer APR:
29.99% Variable

Issuer name:
Capital One
Details:
The QuicksilverOne Credit Card from Capital One earns 1.5% Cash Back on every purchase. The Card has an annual fee of $39.
The QuicksilverOne Card has an APR of 29.99% Variable. Balance Transfer Fee: 4% of the amount of each transferred balance that posts to your account. None for balances transferred at the Transfer APR.

Pros:
- Unlimited high rewards rate
- Average credit score required
- Automatically considered for a higher credit line after 6 months
- No foreign transaction fees
Cons:
- Annual fee
- High APR
- No bonus rewards categories

Benefits:
- 1.5% Cash Back;
- No Foreign Transaction Fees;
- Autopay;
- $0 Fraud Liability;
- Card Lock;
- ATM Location Services.

View all QuicksilverOne details

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Card detail

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