Best Credit Cards for Military Members of November 2024

The QuicksilverOne Credit Card from Capital One earns 1.5% Cash Back on every purchase. The Card has an annual fee of $39.

The QuicksilverOne Card has an APR of 29.99% Variable. Balance Transfer Fee: 4% of the amount of each transferred balance that posts to your account. None for balances transferred at the Transfer APR.

The Citi® Double Cash Credit Card offers a few concrete ways in which you can better your financial situation, improve your credit card habits and enjoy cash back rewards without the fuss of tracking rotating categories. Earn $200 Cash Back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.

Earn 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.

The Citi® Double Cash offers a 0% percent introductory APR offer on balance transfers (19.24% to 29.24% variable APR after).

The Citi Double Cash extends a myriad of security and fraud protections.

The Blue Cash Preferred® Credit Card provides high rewards at U.S. supermarkets and U.S. gas stations, and for streaming services (select U.S. streaming subscriptions), and transit expenses. It has a $0 introductory annual fee for the first year, then $95.

The Blue Cash Preferred® Credit Card from American Express® offers a 0% introductory APR promotion. You’ll pay no interest on purchases and balance transfers for 12 months and then an APR of 18.74% - 29.74% Variable. The Blue Cash Preferred Credit Card's Penalty APR is 29.99%.

The Card also has 0% introductory plan fee on each purchase moved into a plan during the first 12 months after account opening. After that, your plan fee will be up to 1.33% of each purchase moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase and other factors.

The Blue Cash Preferred® Credit Card has a welcome bonus where cardholders earn a $300 statement credit after spending $3,000 on the new card within the first six months of card membership.

The Chase Freedom Flex card offers Cash Back in a wide variety of categories.

You’ll earn 5% Cash Back on travel (through the Chase Ultimate Rewards travel service, and also for Lyft rides). You’ll also get 3% Cash Back on restaurant purchases, on drugstore purchases and 1% Cash Back on all other purchases.

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

The card offers a 15-month 0% annual percentage rate for purchases and balance transfers, after which the APR is 20.49% - 29.24% Variable. The card charges no annual fee but 5%, or a $5 minimum fee, on balance transfers.

The Chase Freedom Unlimited® Credit Card offers 0% introductory APR period (20.49% to 29.24% Variable after that) and a sign-up bonus that’s worth far more than most Cash-Back cards offer — all for an annual fee of $0.

The card offers 5% back on travel booked through Chase, 3% Cash Back on restaurants and drugstore purchases and 1.5% back on other purchases.

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

The American Express® Gold Credit Card's annual fee is $250. The card offers 4x points on dining (at restaurants worldwide, plus takeout and delivery in the U.S.) and groceries (at U.S. supermarkets on up to $25,000 in purchases per year), 3x on flights (booked directly with airlines or on amextravel.com) and 1x on all other purchases.

The Card's variable APR is 20.74% - 28.74%.

As a new cardholder, you have the chance to earn an impressive 100,000 Membership Rewards Points after spending $6,000 in purchases within your first six months. New cardholders will also have the chance to obtain the alternate Rose Gold art.

Receive 20% Back in Statement Credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back.There are no foreign transaction fees with this travel card.

Add your Gold Credit Card to your Uber account, and you’ll automatically get $10 in Uber Cash each month, for a total of up to $120 per year. You can use your monthly Uber Cash on Uber Eats orders or Uber rides in the U.S.

Dining from the comfort of your home can save you up to $120 annually. Earn up to $10 in statement credits monthly when you pay with the Gold Credit Card at Grubhub, Seamless, Boxed and other participating partners. Enrollment required.

By booking two consecutive nights or more through the American Express Travel portal at any of 600+ eligible properties with your card, you can receive up to a $100 hotel credit in addition to a possible room upgrade if eligible. The expenses that this credit can cover varies by property, but you can expect money back on qualifying dining, spa services, resort activities and things of that nature.

The Chase Sapphire Preferred® Credit Card offers 5x points on travel (purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit), 3x on dining, online grocery purchases and select streaming services, 2x on travel.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when redeemed through Chase Ultimate Rewards®.

The Chase Sapphire Preferred® has a $95 annual fee. The card’s variable APR is 22.49% to 29.49%.

My Chase PlanSM Fee is 1.72% (monthly fee) of the amount of each eligible purchase transaction or amount selected to create a My Chase Plan. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is paid in full.

Earning rewards with the Chase Sapphire Reserve® Credit Card is very straightforward.

The card’s variable APR is 22.49% to 29.49%.

The Chase Sapphire Reserve® has a $550 annual fee.

New cardmembers can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®.

The Chase Sapphire Reserve® offers 10x total points on Chase Dining, 10x total points on hotels and car rentals (when you purchase travel through Chase Ultimate Rewards® after the first $300 is spent on travel purchases annually), 5x total points on flights (when you purchase travel through Chase Ultimate Rewards® after the first $300 is spent on travel purchases annually), 3x points on other travel worldwide (after the first $300 is spent on travel purchases annually), 3x points on other dining at restaurants, including eligible delivery services, takeout and dining out.

Transfer your points to leading airline and hotel loyalty programs at 1 to 1 value. That means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points.

Cardmembers receive a $300 credit each card anniversary to be used toward travel. This credit is applied as a statement credit for travel purchases automatically. The card also offers a $100 statement credit every four years toward the Global Entry or TSA PreCheck® Fee.

The Ink Business Unlimited Credit Card, issued by Chase, offers small-business owners easy Cash Back on their purchases with no annual fee.

The 0% introductory APR for purchases lasts for 12 months, then APR reverts to the regular rate of 18.49% to 24.49% (Variable). The card's Penalty APR: up to 29.99%.

The Card offers $750 bonus Сash Back: earn $350 when you spend $3,000 on purchases in the first 3 months and earn an additional $400 when you spend $6,000 on purchases in the first 6 months after account opening.

You’ll earn 5% Cash Back on the first $25,000 worth of office supplies, cable, internet, and phone service purchases each year as well as 2% Cash Back on the first $25,000 in purchases at restaurants and gas stations each year. All other purchases earn 1% Cash Back.

If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary, you'll earn a one-time 10% bonus of all eligible cash back earned in your first year. That means if you earn $2,500 in cash back, you'll get a $250 bonus. Offer is only available for Ink Business Cash cards opened between March and November 2024.

Other useful benefits include purchase protection for up to 120 days and a 12-month extended warranty when you make an eligible purchase with your card. The extended warranty only applies to qualifying warranties of up to three years.

The USAA Bank Secured Visa® Platinum Credit Card is a good variant for rebuilding or establishing credit.

The Card doesn't charge an annual fee. The APR for purchases and balance transfers is 28.15% Variable.