Walmart purchases
Learn more
on our partner’s site

Best Credit Cards for Nonprofits of December 2024

Compare nonprofits credit cards on Myfin.us.

Best Credit Cards for Nonprofits in December 2024

Hide all
Show all

Capital One Spark Miles for Business best for Walmart purchases

Learn more
Capital One Spark® Miles
Annual fee:
$0 intro for the first year
$95 thereafter
Regular APR:
26.24% Variable
Our Rating:
4.11
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
    • 2x Miles on every purchase for your business with no blackouts or seat restrictions and no minimum to redeem.
  • Intro Offer:
    • 50,000x Miles once you spend $4,500 on purchases within the first 3 months of account opening.
  • Balance Transfer APR:
    26.24% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One Spark® Miles for Business Credit Card has an annual fee of $0 (intro for the first year), then $95. The Card offers 2x miles on every purchase for your business and 5x miles on hotels, vacation rentals, and car rentals.

    The Card's APR for both purchases and transfers is 26.24% Variable.

    The Capital One Spark® Miles for Business Card offers 50,000 miles once you spend $4,500 on purchases within the first 3 months of account opening.

    Use your miles on flights, hotels, vacation packages and more-you can even transfer miles to any of 15+ travel partners.

  • Pros:
    • Attractive sign-up bonus
    • No foreign transaction fees
  • Cons:
    • No 0% APR period
    • Annual fee after the first year
  • Benefits:
    • 50,000 bonus miles ( once you spend $4,500 on purchases within the first 3 months of account opening);
    • 5x miles on hotels, vacation rentals, and car rentals;
    • 2x miles on all purchases;
    • $0 Fraud Liability;
    • $100 Travel Credit;
    • Capital One Lounge.

    For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

View all Spark® Miles details
Learn more
on our partner’s site
Card detail
Learn more
Capital One® Spark Cash Plus
Annual fee:
$150 annually
Regular APR:
None *
Our Rating:
3.62
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
    • 2% Cash Back for your business on every purchase.
  • Intro Offer:
    • $2,000 Cash Bonus once you spend $30,000 in the first 3 months.
    • $2,000 Earn an additional $2,000 bonus for every $500,000 spent in the first year.
  • Purchase Intro APR:
    None *
  • Balance Transfer APR:
    None *
  • Issuer name:
    Capital One
  • Details:

    The Capital One® Spark Cash Plus Credit Card earns 5% Cash Back on hotels and rental cars booked through Capital One Travel and 2% Cash Back on every purchase.

    The Card has no APR because your balance is due in full every month.

    Earn $ 2,000 Cash Bonus once you spend $30,000 in the first 3 months. Earn an additional $2,000 bonus for every $500,000 spent in the first year.

    The Card's annual fee is $150.

  • Pros:
    • No foreign transaction fees
  • Cons:
    • Annual Fee
  • Benefits:
    • $2,000 cash bonus when you spend $30,000 in the first 3 months;
    • $2,000 bonus (additional) for every $500,000 spent in the first year;
    • $150 cash bonus every year you spend $150,000 or more;
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
    • 2% Cash Back on every purchase;
    • Roadside Assistance;
    • Free Employee Cards;
    • Extended Warranty;
    • $0 Fraud Liability.
View all Spark Cash Plus details
Learn more
on our partner’s site
Card detail
Learn more
Capital One Spark Cash Select for Excellent Credit
Annual fee:
$0
Regular APR:
18.49% - 24.49% Variable
Our Rating:
5
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
    • 1.5% Cash Back for your business on every purchase, everywhere, no limits or category restrictions.
  • Intro Offer:
    • $500 Cash bonus once you spend $4,500 on purchases within the first 3 months from account opening.
  • Balance Transfer APR:
    18.49% - 24.49% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One Spark Cash Select for Excellent Credit earns a $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening. The Card offers 5% Cash Back on hotels and rental cars booked through Capital One Travel, 1.5% Cash Back for your business on every purchase.

    The Capital One Spark Cash Select for Excellent Credit doesn't charge an annual fee.

    The Card's APR is 18.49% - 24.49% Variable.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • No Intro APR period
  • Benefits:
    • $500 cash bonus (once you spend $4,500 on purchases within the first 3 months from account opening);
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
    • 1.5% Cash Back for your business on every purchase;
    • $0 Fraud Liability;
    • Free Employee Cards;
    • Roadside Assistance.
View all Spark® Cash Select details
Learn more
on our partner’s site
Card detail
Citi Costco Anywhere Visa® Business
Annual fee:
$0
Regular APR:
20.49% Variable
Our Rating:
4.19
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco, for the first $7,000 per year and then 1% thereafter.
    • 3% Cash Back on restaurant and eligible travel purchases worldwide.
    • 2% Cash Back on all other purchases from Costco and Costco.com.
    • 1% Cash Back on all other purchases.
  • Issuer name:
    Citi
  • Details:

    The Citi Costco Anywhere Visa® Business Credit Card earns 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco (for the first $7,000 per year and then 1% thereafter).

    The Card offers 3% Cash Back on restaurant and eligible travel purchases worldwide, 2% Cash Back on all other purchases from Costco and Costco.com and 1% Cash Back on all other purchases.

    The Citi Costco Anywhere Visa® Business doesn't charge an annual fee. The standard variable APR for purchases is 20.49%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • Balance transfers are not available
    • No welcome bonus
  • Benefits:
    • 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco (for the first $7,000 per year and then 1% thereafter);
    • 3% Cash Back on restaurant and eligible travel purchases worldwide;
    • 2% Cash Back on all other purchases from Costco and Costco.com;
    • 1% Cash Back on all other purchases;
    • Digital Wallets;
    • Damage & Theft Purchase Protection;
    • Citi Entertainment®.
Card detail
BMO Harris Bank Business Platinum Rewards Mastercard®
Annual fee:
$0
Regular APR:
20.49% - 29.49% Variable
Our Rating:
4.66
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5x Points for every $1 spent on all purchases.
  • Intro Offer:
    • 25,000x Bonus rewards points when you spend $3,000 within 3 months of account opening.
  • Purchase Intro APR:
    0% Introductory APR for nine months from account opening date
  • Balance Transfer APR:
    20.49% - 29.49% Variable
  • Issuer name:
    BMO Harris Bank
  • Details:

    The BMO Harris Bank Business Platinum Rewards Mastercard® Credit Card earns 25,000 points when you spend $3,000 within 3 months of account opening. The Card offers 1.5x points for every $1 spent on all purchases.

    The Card doesn't charge an annual fee.

    Save up to 25% at 40,000+ merchants – including gas, meals, office supplies, hotels and more – with Mastercard Easy Savings®.

    Get up to 20 additional cards so employees can easily make purchases and earn points on behalf of your business.

    The Card has a 0% introductory APR period for 9 months on purchases. In addition, there is a 0% introductory APR period for 9 months on balance transfers made within 90 days of account opening. After that, the variable APR is 20.49% - 29.49%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 25,000 points (when you spend $3,000 within 3 months of account opening);
    • 1.5x points for every $1 spent on all purchases;
    • Up to 25% at 40,000+ merchants;
    • Up to 20 additional cards;
    • $600 cell phone protection;
    • Extended Warranty;
    • Zero Liability;
    • Travel Assistance Services;
    • Master RoadAssist®;
    • Priceless® Cities;
    • Mastercard Easy Savings®.
Card detail
Clearview Business Platinum Mastercard®
Annual fee:
$0
Regular APR:
7.24% Variable
Our Rating:
4.93
scorer
Credit score
Good (670-739)
  • Balance Transfer APR:
    7.24% Variable
  • Issuer name:
    Clearview® Federal Credit Union
  • Details:

    The Clearview Business Platinum Mastercard Credit Card doesn't charge an annual fee.

    The APR for purchases and balance transfers is 7.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Travel accident insurance;
    • Additional cards available for your employees;
    • Free anti-fraud protection and 24/7 card security services from Mastercard;
    • Mastercard Airport Concierge™;
    • MasterRental™ Insurance;
    • Priceless Cities Offers & Experiences.
Card detail
Kemba Premier Business Visa®
Annual fee:
$0
Regular APR:
15.24% Variable
Our Rating:
3.35
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1% Cash Back rewards on balance transfers in the first 90 days.
  • Balance Transfer APR:
    15.24% Variable
  • Issuer name:
    Kemba Financial Credit Union
  • Details:

    The Kemba Premier Business Visa® Credit Card doesn't charge an annual fee. The APR for purchases and balance transfers is 15.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period
  • Benefits:
    • 1% Cash Back on balance transfers in the first 90 days;
    • Fraud protection.
Card detail
Black Hills Federal Credit Union Visa Signature® Rewards Business
Annual fee:
$0
Regular APR:
7.75% - 17.90% Variable
Our Rating:
3.78
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all purchases.
  • Balance Transfer APR:
    7.75% - 17.90% Variable
  • Issuer name:
    Black Hills Federal Credit Union
  • Details:

    The Visa Signature® Rewards Business Credit Card from BHFCU doesn't charge an annual fee. The Card's APR is 7.75% - 17.90% (Variable).

  • Pros:
    • No annual fee
    • No cash advance fee
    • No balance transfer fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1x point on all purchases;
    • 24 Hour Visa Signature Concierge;
    • Auto Rental Collision Damage Waiver;
    • $1 Million Travel Accident Insurance;
    • Personal Identity Theft.
Card detail
Zions Bank AmaZing Rate® for Business
Annual fee:
$0
Regular APR:
15.49% Variable
Our Rating:
3.24
scorer
Credit score
Good to Excellent (670-799)
  • Purchase Intro APR:
    0% Intro APR on purchases for 6 months
  • Balance Transfer APR:
    15.49% Variable
  • Issuer name:
    Zions Bank
  • Details:

    The Zions Bank AmaZing Rate® for Business Credit Card doesn't charge an annual fee. The Card offers a 0% Intro APR period on purchases for 6 months and qualifying balance transfers for 21 months (15.49% Variable thereafter).

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Credit limit up to $250,000;
    • Automatic savings on qualified purchases (when you enroll in Visa® SavingsEdge).
Card detail
Black Hills Federal Credit Union Visa® Cash Back Business
Annual fee:
$0
Regular APR:
7.75% - 17.90% Variable
Our Rating:
4.86
scorer
Credit score
Good (670-739)
  • Rewards Rate:
    • 1.5% Cash Back on everyday purchases.
  • Purchase Intro APR:
    2.90% Introductory APR for 12 months from account opening
  • Balance Transfer APR:
    7.75% - 17.90% Variable
  • Issuer name:
    Black Hills Federal Credit Union
  • Details:

    The Visa® Cash Back Business Credit Card from BHFCU doesn't charge an annual fee.

    Cardholders can enjoy an interest rate of 2.90% for both purchases and balance transfers for the first 12 months (7.75% - 17.90% Variable after that).

  • Pros:
    • No annual fee
    • No cash advance fee
    • No balance transfer fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1% Cash Back on everyday purchases;
    • Travel Accident Insurance up to $500,000;
    • Auto Rental Collision Damage Waiver;
    • Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more.
Card detail